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Chase Checking Accounts

Special offer for you

Enjoy $100

New Chase customers — get $100 when you open a Chase College CheckingSM account with qualifying activities.

New Chase customers — click "Redeem offer" to get $100 when you open a Chase College CheckingSM account with qualifying activities.

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Most Popular

Chase Total
Checking®

Open now
No Overdraft Fees

Chase Secure
BankingSM

Open now
Premium Benefits

Chase Premier
Plus CheckingSM

Open now

Compare to our most popular account

Monthly Service Fee

Monthly Service Fee for Chase Total Checking(Registered trademark)

$12 or $0

Monthly Service Fee for Chase Secure Banking(Service mark)

$4.95

Fixed fee

Monthly Service Fee for Chase Premier Plus Checking(Service mark)

$25 or $0

Access to 16,000 ATMs and nearly 4,900 branches

Access to 16,000 ATMs and nearly 4,900 branches for Chase Total Checking(Registered trademark)
checkmark icon Available
Access to 16,000 ATMs and nearly 4,900 branches for Chase Secure Banking(Service mark)
checkmark icon Available
Access to 16,000 ATMs and nearly 4,900 branches for Chase Premier Plus Checking(Service mark)
checkmark icon Available

Chase OnlineSM Banking and Online Bill PaySM reference link to footnote 1

for Chase Total Checking(Registered trademark)
checkmark icon Available
for Chase Secure Banking(Service mark)
checkmark icon Available
for Chase Premier Plus Checking(Service mark)
checkmark icon Available

Chase Mobile® Banking

Chase Mobile® Banking for Chase Total Checking(Registered trademark)
checkmark icon Available
Chase Mobile® Banking for Chase Secure Banking(Service mark)
checkmark icon Available
Chase Mobile® Banking for Chase Premier Plus Checking(Service mark)
checkmark icon Available

Overdraft Services

Overdraft Services for Chase Total Checking(Registered trademark)
checkmark icon Available
Overdraft Services for Chase Secure Banking(Service mark)
— Not available

Spend only the money you have available, without worrying about overdraft fees reference link to footnote 2

Overdraft Services for Chase Premier Plus Checking(Service mark)
checkmark icon Available

Chase fee waived at non-Chase ATMs

Chase fee waived at non-Chase ATMs for Chase Total Checking(Registered trademark)
— Not available
Chase fee waived at non-Chase ATMsfor Chase Secure Banking(Service mark)
— Not available
Chase fee waived at non-Chase ATMs for Chase Premier Plus Checking(Service mark)
checkmark icon Available

(4 times per statement period) reference link to footnote 2 reference link to footnote 3

Earns interest

Earns interest for Chase Total Checking(Registered trademark)
— Not available
Earns interest for Chase Secure Banking(Service mark)
— Not available
Earns interest for Chase Premier Plus Checking(Service mark)
checkmark icon Available
See rates

Fees waived for counter checks, money orders and cashier’s checks

Fees waived for counter checks, money orders and cashier’s checks for Chase Total Checking(Registered trademark)
— Not available
Fees waived for counter checks, money orders and cashier’s checks for Chase Secure Banking(Service mark)
checkmark icon Available

(Excludes counter checks)

Fees waived for counter checks, money orders and cashier’s checks for Chase Premier Plus Checking(Service mark)
checkmark icon Available

Monthly Service Fee waived on any linked personal Chase Savings account(s) reference link to footnote 3 reference link to footnote 4

for Chase Total Checking(Registered trademark)
— Not available
for Chase Secure Banking(Service mark)
— Not available
for Chase Premier Plus Checking(Service mark)
checkmark icon Available

Additional linked Chase Checking accounts with no Monthly Service Fee reference link to footnote 3 reference link to footnote 4

for Chase Total Checking(Registered trademark)
— Not available
for Chase Secure Banking(Service mark)
— Not available
for Chase Premier Plus Checking(Service mark)
checkmark icon Available

(up to 2 Chase Premier Plus Checking accounts)

Fees waived for checks

Fees waived for checks for Chase Total Checking(Registered trademark)
— Not available
Fees waived for checks for Chase Secure Banking(Service mark)
— Not available

No paper checks

Fees waived for checks for Chase Premier Plus Checking(Service mark)
checkmark icon Available

Chase design checks reference link to footnote 4 reference link to footnote 5

See account details for Chase Total Checking(Registered trademark)
See account details for Chase Secure Banking(Service mark)
See account details for Chase Premier Plus Checking(Service mark)
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different type of account?

Browse all Chase Checking accounts.
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Chase College
CheckingSM

For college students 17 to 24 years old
at account opening reference link to footnote 2

Open now

Offer not applied.
Redeem offer ›

Chase High
School CheckingSM

For students 13 to 17 years old
at account opening reference link to footnote 1

Learn more

 
 

Most Popular

Chase Total
Checking®

Open now

 
 

Compare to our most
popular account

Monthly Service Fee

Monthly Service Fee for Chase College Checking(Service mark)

$6 or $0

Monthly Service Fee for Chase High School Checking(Service mark)

$0

Monthly Service Fee for Chase Total Checking(Registered trademark)

$12 or $0

Access to 16,000 ATMs and nearly 4,900 branches

Access to 16,000 ATMs and nearly 4,900 branches for Chase College Checking(Service mark)
checkmark icon Available
Access to 16,000 ATMs and nearly 4,900 branches for Chase High School Checking(Service mark)
checkmark icon Available
Access to 16,000 ATMs and nearly 4,900 branches for Chase Total Checking(Registered trademark)
checkmark icon Available

Chase OnlineSM Banking and Online Bill PaySM reference link to footnote 3

for Chase College Checking(Service mark)
checkmark icon Available
for Chase High School Checking(Service mark)
checkmark icon Available
for Chase Total Checking(Registered trademark)
checkmark icon Available

Chase Mobile® Banking

Chase Mobile® Banking for Chase College Checking(Service mark)
checkmark icon Available
Chase Mobile® Banking for Chase High School Checking(Service mark)
checkmark icon Available
Chase Mobile® Banking for Chase Total Checking(Registered trademark)
checkmark icon Available

Chase fee waived at non-Chase ATMs

Chase fee waived at non-Chase ATMs for Chase College Checking(Service mark)
— Not available
Chase fee waived at non-Chase ATMs for Chase High School Checking(Service mark)
— Not available
Chase fee waived at non-Chase ATMsfor Chase Total Checking(Registered trademark)
— Not available

Earns interest

Earns interest for Chase College Checking(Service mark)
— Not available
Earns interest for Chase High School Checking(Service mark)
— Not available
Earns interest for Chase Total Checking(Registered trademark)
— Not available

Fees waived for counter checks, money orders and cashier’s checks

Fees waived for counter checks, money orders and cashier’s checks for Chase College Checking(Service mark)
— Not available
Fees waived for counter checks, money orders and cashier’s checks for Chase High School Checking(Service mark)
— Not available
Fees waived for counter checks, money orders and cashier’s checks for Chase Total Checking(Registered trademark)
— Not available

Monthly Service Fee waived on any linked personal Chase Savings account(s) reference link to footnote 4

for Chase College Checking(Service mark)
checkmark icon Available

Must be linked for Overdraft Protection

for Chase High School Checking(Service mark)
— Not available
for Chase Total Checking(Registered trademark)
— Not available

Additional linked Chase Checking accounts with no Monthly Service Fee reference link to footnote 4

for Chase College Checking(Service mark)
— Not available
for Chase High School Checking(Service mark)
— Not available
for Chase Total Checking(Registered trademark)
— Not available

Fees waived for checks

Fees waived for checks for Chase College Checking(Service mark)
— Not available
Fees waived for checks for Chase High School Checking(Service mark)
— Not available
Fees waived for checks for Chase Total Checking(Registered trademark)
— Not available
See account details for Chase College Checking(Service mark) Financial resources for students
See account details for Chase High School Checking(Service mark) Financial resources for students
See account details for Chase Total Checking(Registered trademark)
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different type of account?

Browse all Chase Checking accounts.
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Exclusive Benefits

Chase SapphireSM
Banking

Open now
Personalized Service

Chase Private
Client

Find a branch
Most Popular

Chase Total
Checking®

Open now

Compare to our most
popular account

Monthly Service Fee

Monthly Service Fee for Chase Sapphire(Service mark) Checking

$25 or $0

Monthly Service Fee for Chase Private Client

No Monthly Service Fee

Monthly Service Fee for Chase Total Checking(Registered trademark)

$12 or $0

Chase fee waived at non-Chase ATMs

Chase fee waived at non-Chase ATMs for Chase Sapphire(Service mark) Checking
checkmark icon Available

(No ATM fees worldwide) reference link to footnote 1

Chase fee waived at non-Chase ATMs for Chase Private Client
checkmark icon Available

(No ATM fees worldwide) reference link to footnote 1

Chase fee waived at non-Chase ATMs for Chase Total Checking(Registered trademark)
— Not available

Fees waived for checks

for Chase Sapphire(Service mark) Checking
checkmark icon Available

Personal design checks

for Chase Private Client
checkmark icon Available

Personal design checks

for Chase Total Checking(Registered trademark)
— Not available

Dedicated 24/7 banking service line

Dedicated 24/7 banking service line for Chase Sapphire(Service mark) Checking
checkmark icon Available
Dedicated 24/7 banking service line for Chase Private Client
checkmark icon Available
Dedicated 24/7 banking service line for Chase Total Checking(Registered trademark)
— Not available

Close collaboration with dedicated Private Client Banker

Close collaboration with dedicated Private Client Banker for Chase Sapphire(Service mark) Checking
— Not available
Close collaboration with dedicated Private Client Banker for Chase Private Client
checkmark icon Available
Close collaboration with dedicated Private Client Bankerfor Chase Total Checking(Registered trademark)
— Not available

No Chase fees on: foreign exchange rate adjustments, incoming and outgoing wire transfers, the first four overdrafts during the current and prior 12 statement periods, or stop payments reference link to footnote 2

No Chase fees on: foreign exchange rate adjustments, incoming and outgoing wire transfers, the first four overdrafts during the current and prior 12 statement periods, or stop payments reference link to footnote 2 for Chase Sapphire(Service mark) Checking
checkmark icon Available
No Chase fees on: foreign exchange rate adjustments, incoming and outgoing wire transfers, the first four overdrafts during the current and prior 12 statement periods, or stop payments reference link to footnote 2 for Chase Private Client
checkmark icon Available

No Chase fee on any overdrafts

No Chase fees on: foreign exchange rate adjustments, incoming and outgoing wire transfers, the first four overdrafts during the current and prior 12 statement periods, or stop payments reference link to footnote 2 for Chase Total Checking(Registered trademark)
— Not available

Higher limits on Chase QuickDeposit & Chase QuickPay with Zelle, plus higher daily purchase limits & ATM withdrawal limits reference link to footnote 3

Higher limits on Chase QuickDeposit & Chase QuickPay with Zelle, plus higher daily purchase limits & ATM withdrawal limits reference link to footnote 3 for Chase Sapphire(Service mark) Checking
— Not available
Higher limits on Chase QuickDeposit & Chase QuickPay with Zelle, plus higher daily purchase limits & ATM withdrawal limits reference link to footnote 3 for Chase Private Client
checkmark icon Available
Higher limits on Chase QuickDeposit & Chase QuickPay with Zelle, plus higher daily purchase limits & ATM withdrawal limits reference link to footnote 3 for Chase Total Checking(Registered trademark)
— Not available

Unlimited commission-free reference link to footnote 4 online stock, ETF and options reference link to footnote 5 trades with You InvestSM Trade by J.P. Morgan

for Chase Sapphire(Service mark) Checking
checkmark icon Available
for Chase Private Client
checkmark icon Available
for Chase Total Checking(Registered trademark)
— Not available

Dedicated Business Banking Advisor

for Chase Sapphire(Service mark) Checking
— Not available
for Chase Private Client
checkmark icon Available
for Chase Total Checking(Registered trademark)
— Not available

Discounted rates on home & auto loans reference link to footnote 6, reference link to footnote 7

Discounted rates on home & auto loans reference link to footnote 6, reference link to footnote 7 for Chase Sapphire(Service mark) Checking
— Not available
Discounted rates on home & auto loans reference link to footnote 6, reference link to footnote 7 for Chase Private Client
checkmark icon Available
Discounted rates on home & auto loans reference link to footnote 6, reference link to footnote 7 for Chase Total Checking(Registered trademark)
— Not available

Exclusive sports and entertainment benefits like hospitality lounges, early ticket sales and special seating

Exclusive sports and entertainment benefits like hospitality lounges, early ticket sales and special seating for Chase Sapphire(Service mark) Checking
checkmark icon Available
Exclusive sports and entertainment benefits like hospitality lounges, early ticket sales and special seating for Chase Private Client
checkmark icon Available
Exclusive sports and entertainment benefits like hospitality lounges, early ticket sales and special seating for Chase Total Checking(Registered trademark)
— Not available

Special access to Chase Private Client Arts & Culture Program

Exclusive sports and entertainment benefits like hospitality lounges, early ticket sales and special seating for Chase Sapphire(Service mark) Checking
— Not available
Exclusive sports and entertainment benefits like hospitality lounges, early ticket sales and special seating for Chase Private Client
checkmark icon Available
Exclusive sports and entertainment benefits like hospitality lounges, early ticket sales and special seating for Chase Total Checking(Registered trademark)
— Not available

Earns interest

Exclusive sports and entertainment benefits like hospitality lounges, early ticket sales and special seating for Chase Sapphire(Service mark) Checking
checkmark icon Available
See rates
Exclusive sports and entertainment benefits like hospitality lounges, early ticket sales and special seating for Chase Private Client
checkmark icon Available

See banker for rates

Exclusive sports and entertainment benefits like hospitality lounges, early ticket sales and special seating for Chase Total Checking(Registered trademark)
— Not available
See account details for Chase Sapphire(Service mark) Checking
See account details for Chase Private Client
See account details for Chase Total Checking(Registered trademark)
Looking for a
different type of account?

Browse all Chase Checking accounts.
Explore more options

Are you a college student? ›

New Chase customers — get $100 when you open a Chase College CheckingSM account with qualifying activities. 

Do you have a coupon? ›

Redeem your code
Open now

Enjoy the ease of banking with Chase

Chase QuickPay(Registered Trade Mark) with Zelle(Registered Trade Mark) icon

Chase QuickPay® with Zelle®

Pay practically anyone from any bank reference link to footnote 7 reference link to footnote 8

Pay practically anyone from any bank reference link to footnote 7

Pay practically anyone from any bank reference link to footnote 3

Click updates content
Mobile check deposit icon

Mobile check deposit

Deposit checks from almost anywhere with the Chase Mobile® app reference link to footnote 5 reference link to footnote 6

Deposit checks from almost anywhere with the Chase Mobile® app reference link to footnote 5

Deposit checks from almost anywhere with the Chase Mobile® app reference link to footnote 3

Click updates content
Convenient locations icon

Convenient locations

Access to 16,000 ATMs and nearly 4,900 branches

Access to 16,000 ATMs and nearly 4,900 branches

Access to 16,000 ATMs and nearly 4,900 branches

Click updates content
Active alerts icon

Active alerts

Account alerts reference link to footnote 6 reference link to footnote 7 help you monitor your finances and keep your account safe

Account alerts reference link to footnote 6 help you monitor your finances and keep your account safe

Account alerts reference link to footnote 8 help you monitor your finances and keep your account safe

Click updates content

Find your nearest branch

Existing checking customers, refer a friend and earn rewards! See details.

Chase Total Checking®

How to waive fees

Monthly Service Fee

$12 OR $0 with one of the following each monthly statement period:

Direct deposits totaling
$500
or more made to this
account reference link to footnote 1

OR

a balance at the beginning
of each day of
$1,500
or more in this account

OR

an average beginning day balance of
$5,000
or more in any combination of this
account and linked qualifying
Chase checking, savings and other balances.

Other miscellaneous fees apply. See the Clear & Simple Product Guide (PDF) for more information. Account subject to approval.

Open now

return to footnote reference 1Direct deposits can be an ACH credit, payroll, pension or government benefits such as Social Security.

Chase Premier Plus CheckingSM

How to waive fees

Monthly Service Fee

$25 OR $0 with one of the following each monthly statement period:

An average beginning day balance of
$15,000
or more in any combination of this account and linked
qualifying Chase checking, savings and other balances

OR

a linked qualifying Chase first mortgage enrolled in
automatic payments from your Chase account reference link to footnote 1

Other miscellaneous fees apply. See Additional Banking Services & Fees (PDF) for more information. Account subject to approval.

Open now

return to footnote reference 1Your qualifying mortgage must be linked and enrolled in automatic payments on the business day before the end of your statement period. Automatic payments are when you authorize Chase to automatically deduct payment each month from your Chase account. Payments you set up through Online Bill Pay will not be included. Qualifying mortgage accounts include Chase first mortgage accounts (with servicing retained by Chase) that are in good standing.

Chase SapphireSM Checking

How to waive fees

Monthly Service Fee

$25 OR $0 with the following each monthly statement period:

An average beginning day balance of
$75,000
or more in any combination of this account and linked
qualifying Chase checking, savings and other balances

Other miscellaneous fees apply. See Additional Banking Services & Fees (PDF) for more information. Account subject to approval.

Open now

Chase High School CheckingSM

Qualifying activities

Monthly Service Fee:

$0 with the following:

For students 13 to 17 years old at account opening with their parent/guardian as a co-owner and the account must be linked to the parent/guardian's personal checking account. Linked accounts exclude Chase High School Checking, Chase College Checking and Chase Secure CheckingSM.


Keep in mind: When the student turns 19, the Chase High School Checking account will become a Chase Total Checking account.


Other miscellaneous fees apply. See Additional Banking Services & Fees (PDF) for more information. Account subject to approval.


Learn more

Chase College CheckingSM

How to waive fees

Monthly Service Fee

$6 OR $0 for up to 5 years while in college, for college students 17 to 24 years old at account opening with proof of student status

                OR $0 when you have any one of the following each monthly statement period:

A direct deposit made to this account reference link to footnote 1

OR

an average beginning day balance of
$5,000
or more in this account.


Other miscellaneous fees apply. See Additional Banking Services & Fees (PDF) for more information. Account subject to approval.

Open now


return to footnote reference 1Direct deposits can be an ACH credit, payroll, pension or government benefits such as Social Security.

Chase Private Client

Account details


There is no monthly service fee but you must maintain a minimum relationship balance of $250,000.

You're now leaving Chase

Chase's website and/or mobile terms, privacy and security policies don't apply to the site or app you're about to visit. Please review its terms, privacy and security policies to see how they apply to you. Chase isn’t responsible for (and doesn't provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the Chase name.

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You're now leaving Chase

Chase's website and/or mobile terms, privacy and security policies don't apply to the site or app you're about to visit. Please review its terms, privacy and security policies to see how they apply to you. Chase isn’t responsible for (and doesn't provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the Chase name.

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You're now leaving Chase

Chase's website and/or mobile terms, privacy and security policies don't apply to the site or app you're about to visit. Please review its terms, privacy and security policies to see how they apply to you. Chase isn’t responsible for (and doesn't provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the Chase name.

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All accounts subject to approval. Restrictions and limitations apply.

Other miscellaneous fees apply. See Additional Banking Services & Fees (PDF) for more information.

return to footnote reference 1Chase Online Bill Pay: Must enroll in Chase OnlineSM Banking and activate Online Bill Pay. Certain restrictions and other limitations may apply.

return to footnote reference 2We will decline or return transactions when you do not have enough money in your account to cover the charge. However, you could still end up with a negative balance if, for example, a transaction is approved for one amount, but then the actual charge is more than what you have in your account (like when you add a tip at a restaurant after the transaction for the meal was already approved). Even if you have a negative balance, we will not charge you an overdraft fee.

return to footnote reference 2return to footnote reference 3Fees from the ATM owner/network still apply. A Foreign Exchange Rate Adjustment Fee from Chase may apply for ATM withdrawals in a currency other than U.S. dollars.

return to footnote reference 3return to footnote reference 4Account must be linked to the checking account for No Monthly Service Fee.

return to footnote reference 4return to footnote reference 550% discount on other personal style checks. Fees may apply for certain other supplies and expedited shipping options.

return to footnote reference 5return to footnote reference 6Chase Mobile® app is available for select mobile devices. Enroll in Chase OnlineSM or on the Chase Mobile app. Deposits made through the Chase Mobile App are subject to deposit limits and funds are typically available by next business day. Deposit limits may change at any time. Other restrictions apply. See chase.com/QuickDeposit or the Chase Mobile app for eligible mobile devices, limitations, terms, conditions and details. Message and data rates may apply.

return to footnote reference 6return to footnote reference 7There is no charge from Chase, but message and data rates may apply. Such charges include those from your communication service provider. Delivery of alerts may be delayed for various reasons, including service outages affecting your phone, wireless or Internet provider; technology failures and system capacity limitations.

return to footnote reference 7return to footnote reference 8Chase QuickPay® with Zelle®: Enrollment in Chase QuickPay® with Zelle® is required. Both parties need a U.S. bank account; only one needs an eligible Chase account. Funds are typically made available in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle (go to https://register.zellepay.com to view participating banks). Select transactions could take up to 3 business days. Enroll on the Chase Mobile app or Chase Online. Limitations may apply. Message and data rates may apply.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Checking Text Message Program: Message and data rates may apply. For Help call 1-800-935-9935. Reply STOP to 40107 to no longer receive Chase Checking text messages until you provide your consent again. Mobile carriers not liable for delayed or undelivered messages.

Products and services described as well as associated fees, charges, interest rates and balance requirements may differ among different geographic locations. Not all products and services are offered at all locations.

JPMorgan Chase Bank, N.A. Member FDIC. Equal Opportunity Lender.

All accounts subject to approval. Restrictions and limitations apply.

Other miscellaneous fees apply. See Additional Banking Services & Fees (PDF) for more information.

return to footnote reference 1For students 13 to 17 years old at account opening with their parent/guardian as a co-owner and the account must be linked to the parent/guardian’s personal checking account. Linked accounts exclude Chase High School Checking, Chase College Checking and Chase Secure CheckingSM.

return to footnote reference 2For college students 17 to 24 years old at account opening with proof of student status.

return to footnote reference 3Chase Online Bill Pay: Must enroll in Chase OnlineSM Banking and activate Online Bill Pay. Certain restrictions and other limitations may apply.

return to footnote reference 4Account must be linked to the checking account for No Monthly Service Fee.

return to footnote reference 5Chase Mobile® app is available for select mobile devices. Enroll in Chase OnlineSM or on the Chase Mobile app. Deposits made through the Chase Mobile App are subject to deposit limits and funds are typically available by next business day. Deposit limits may change at any time. Other restrictions apply. See chase.com/QuickDeposit or the Chase Mobile app for eligible mobile devices, limitations, terms, conditions and details. Message and data rates may apply.

return to footnote reference 6There is no charge from Chase, but message and data rates may apply. Such charges include those from your communication service provider. Delivery of alerts may be delayed for various reasons, including service outages affecting your phone, wireless or Internet provider; technology failures and system capacity limitations.

return to footnote reference 7Chase QuickPay® with Zelle®: Enrollment in Chase QuickPay® with Zelle® is required. Both parties need a U.S. bank account; only one needs an eligible Chase account. Funds are typically made available in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle (go to https://register.zellepay.com to view participating banks). Select transactions could take up to 3 business days. Enroll on the Chase Mobile app or Chase Online. Limitations may apply. Message and data rates may apply.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Checking Text Message Program: Message and data rates may apply. For Help call 1-800-935-9935. Reply STOP to 40107 to no longer receive Chase Checking text messages until you provide your consent again. Mobile carriers not liable for delayed or undelivered messages.

Products and services described as well as associated fees, charges, interest rates and balance requirements may differ among different geographic locations. Not all products and services are offered at all locations.

JPMorgan Chase Bank, N.A. Member FDIC. Equal Opportunity Lender.

All accounts subject to approval. Restrictions and limitations apply.

Other miscellaneous fees apply. See Additional Banking Services & Fees (PDF) for more information.

return to footnote reference 1There is no Chase fee at non-Chase ATMs. Chase will refund ATM fees charged by the ATM owner/network. This benefit will begin the next business day after opening the account. Some ATM owners/networks do not identify these fees in the information they send to us and, as a result, we may not automatically refund the fee. If for any reason the refund is not processed, please contact us. There is no Foreign Exchange Rate Adjustment Fee when conducting transactions in a foreign currency. If you choose to convert an international transaction to U.S. dollars at either an ATM or on a purchase, foreign currency commissions and fees included in the exchange rate charged by third parties are excluded from Chase reimbursements.

return to footnote reference 2Other financial institutions and Chase may deduct fees and/or charges from the amount of the incoming wires, which will reduce the proceeds credited to your account. Any deductions taken by us may include processing fees charged by Chase. No fees for Insufficient Funds and Returned Items — if item(s) are presented or withdrawal request(s) are made against an account with insufficient funds on four or fewer business days during the current and prior 12 statement periods.

return to footnote reference 3Chase Mobile® app is available for select mobile devices. Enroll in Chase OnlineSM or on the Chase Mobile app. Deposits made through the Chase Mobile app are subject to deposit limits and funds are typically available by next business day. Deposit limits may change at any time. Other restrictions apply. See chase.com/QuickDeposit or the Chase Mobile app for eligible mobile devices, limitations, terms, conditions and details. Enrollment in Chase QuickPay® with Zelle® is required. Both parties need a U.S. bank account; only one needs an eligible Chase account. Funds are typically made available in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle (go to https://register.zellepay.com to view participating banks). Select transactions could take up to 3 business days. Enroll on the Chase Mobile app or Chase Online. Limitations may apply. Message and data rates may apply.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

return to footnote reference 4Commission-free online trades apply to trading in U.S. listed stocks, Exchange-Traded Funds (ETFs), and options. Option trades are subject to a $0.65 per-contract fee. Sales are subject to a regulatory transaction fee of between $0.01 and $0.03 per $1,000 of principal. There are costs associated with owning certain investments, including mutual funds and ETFs. Offer terms and pricing are subject to change and/or termination. Other fees and restrictions (including account types) apply. See youinvest.com/pricing for terms and conditions.

return to footnote reference 5Options trading involves risk; is not suitable for all investors; and is subject to approval. Before buying and selling options, investors should understand all of their rights and obligations associated with trading options. For information about options trading, including the risks, please review the "Characteristics and Risks of Standardized Options"

return to footnote reference 6The Chase Mortgage Rate Program offers Chase Private Clients rate discounts of 0.125% for total deposits and investments in personal accounts of $250,000 – $999,999 or 0.25% for $1,000,000+ for purchase and refinance transactions. These discounts apply to the full spectrum of residential mortgage types, including fixed- and adjustable-rate products for jumbo and conforming mortgages. For fixed-rate mortgages the Private Client Mortgage Rate Program discount is for the life of the loan and until the first adjustment on adjustable-rate mortgages (ARM). For the Adjustable-Rate Mortgage (ARM) product, interest is fixed for a set period of time, and adjusts periodically thereafter. At the end of the fixed-rate period, the interest and payments may increase. The APR may increase after the loan consummation. The mortgage rate disclosed at the time of the application will be based on current eligible banking and investment balances held by the customer(s) at JPMorgan Chase excluding any funds associated with the mortgage, such as down payment or closing costs. JPMorgan Chase does not require that customers structure or hold their balances in any particular type of account in order to qualify for a loan or the Private Client Mortgage Rate Program, nor does JPMorgan Chase require customers to purchase any nontraditional banking products or services (such as brokerage accounts) from affiliates like J.P. Morgan Securities LLC. Personal banking and investment balances will be used to determine the appropriate mortgage rate discounts. Business accounts do not qualify for mortgage rate discounts.

Chase Private Clients with a minimum of $250,000 in qualifying checking, savings and/or investment accounts with Chase that secure a new Chase Home Equity Line of Credit can qualify for a .50% rate discount (or a 1.00% rate discount with a minimum of $1,000,000 in qualifying Chase accounts), with a $50 annual fee waiver. A customer can qualify for a rate discount of 0.25% when they (a) provide contracts or bids for home improvements totaling at least $30,000, to be withdrawn subsequent to closing; OR (b) withdraw at least $30,000 from their Chase home equity line of credit at closing. Discount not available for existing HELOC customers with more than three (3) years remaining in the draw period. Business accounts do not qualify for Home Equity Line of Credit rate discounts.

All home lending products are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply.

return to footnote reference 7AUTO PURCHASE: As a Chase Private Client, you receive a rate discount of 0.25% off standard auto loan rates through Chase Auto, available for chase.com applications only. Not available for applications submitted to a dealer. Rate discounts are subject to change at any time. To finance a new or used car with Chase Auto you must purchase your car from a dealer in the Chase network. All applications are subject to credit approval by JPMorgan Chase Bank, N.A. (“Chase”). The dealer will be the original creditor and assign the financing to Chase. Additional terms and conditions apply, such as vehicle make, age and mileage.

AUTO REFINANCE: As a Chase Private Client, you receive a rate discount of up to 0.25% off standard auto loan rates, plus you get 0.25% off standard auto loan rates if you have a Chase personal checking account when you apply. Rate discounts are subject to change at any time. Refinancing is subject to credit approval by JPMorgan Chase Bank, N.A. (“Chase”). Rates will be determined at the time you apply based on application information. Additional terms and conditions apply such as vehicle age and mileage. If you decide to refinance with Chase, you may be able to lower your monthly loan payment or reduce your APR. However, if you choose a loan term that is longer than the term left in your existing auto loan, you will pay interest over a longer period of time, and the overall cost of your loan may be higher. Consult your financial advisor to see if refinancing your auto loan is right for you.

return to footnote reference 8There is no charge from Chase, but message and data rates may apply. Such charges include those from your communication service provider. Delivery of alerts may be delayed for various reasons, including service outages affecting your phone, wireless or Internet provider; technology failures and system capacity limitations.

Checking Text Message Program: Message and data rates may apply. For Help call 1-800-935-9935. Reply STOP to 40107 to no longer receive Chase Checking text messages until you provide your consent again. Mobile carriers not liable for delayed or undelivered messages.

“Chase Private Client” is the brand name for a banking and investment product and service offering.

Bank deposit accounts, such as checking and savings, may be subject to approval. Deposit products and related services are offered by JPMorgan Chase Bank, N.A. Member FDIC.

Investment products and services are offered through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment advisor, member of FINRA and SIPC. Annuities are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. JPMS, CIA and JPMorgan Chase Bank, N.A. are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states.

INVESTMENT AND INSURANCE PRODUCTS:
•NOT A DEPOSIT • NOT FDIC INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NO BANK GUARANTEE • MAY LOSE VALUE

Products and services described as well as associated fees, charges, interest rates and balance requirements may differ among different geographic locations. Not all products and services are offered at all locations.

JPMorgan Chase Bank, N.A. Member FDIC. Equal Opportunity Lender.
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