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Chase Checking Accounts

College Checking Offer

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New Chase customers — click "Redeem offer" to get $100 when you open a Chase College CheckingSM account with qualifying activities.

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Checking for teens and kids!

Exclusively for Chase checking customers, Chase First Banking helps parents teach teens and kids about money by giving parents the control they want and kids the freedom they need to learn.

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Most Popular

Chase Total
Checking®

Open now

Chase Secure
BankingSM

Open now

Chase Premier
Plus CheckingSM

Open now

Compare to our most popular account

Monthly Service Fee

Monthly Service Fee for Chase Total Checking(Registered trademark)

$12 or $0

Monthly Service Fee for Chase Secure Banking(Service mark)

$4.95

Fixed fee

Monthly Service Fee for Chase Premier Plus Checking(Service mark)

$25 or $0

Access to 16,000 ATMs and more than 4,700 branches

Access to 16,000 ATMs and more than 4,700 branches for Chase Total Checking(Registered trademark)
checkmark icon Available
Access to 16,000 ATMs and more than 4,700 branches for Chase Secure Banking(Service mark)
checkmark icon Available
Access to 16,000 ATMs and more than 4,700 branches for Chase Premier Plus Checking(Service mark)
checkmark icon Available

Chase OnlineSM Banking, Online Bill PaySM reference link to footnote 1 and Chase Mobile Banking

Chase OnlineSM Banking, Online Bill PaySM reference link to footnote 1 and Chase Mobile Banking for Chase Total Checking(Registered trademark)
checkmark icon Available
Chase OnlineSM Banking, Online Bill PaySM reference link to footnote 1 and Chase Mobile Banking for Chase Secure Banking(Service mark)
checkmark icon Available
Chase OnlineSM Banking, Online Bill PaySM reference link to footnote 1 and Chase Mobile Banking for Chase Premier Plus Checking(Service mark)
checkmark icon Available

Autosave makes saving easy with automatic transfers to a Chase savings account

Autosave makes saving easy with automatic transfers to a Chase savings account for Chase Total Checking(Registered trademark)
checkmark icon Available
Autosave makes saving easy with automatic transfers to a Chase savings account for Chase Secure Banking(Service mark)
checkmark icon Available
Autosave makes saving easy with automatic transfers to a Chase savings account for Chase Premier Plus Checking(Service mark)
checkmark icon Available

Overdraft Services

Overdraft Services for Chase Total Checking(Registered trademark)
checkmark icon Available
Overdraft Services for Chase Secure Banking(Service mark)
— Not available

Spend only the money you have available, without worrying about overdraft fees reference link to footnote 2

Overdraft Services for Chase Premier Plus Checking(Service mark)
checkmark icon Available

Chase fee waived at non-Chase ATMs

Chase fee waived at non-Chase ATMs for Chase Total Checking(Registered trademark)
— Not available
Chase fee waived at non-Chase ATMsfor Chase Secure Banking(Service mark)
— Not available
Chase fee waived at non-Chase ATMs for Chase Premier Plus Checking(Service mark)
checkmark icon Available

(4 times per statement period) reference link to footnote 3

NEW! Get Chase First BankingSM—a checking account for you and your child that comes with its very own debit card

NEW! Get Chase First BankingSM—a checking account for you and your child that comes with its very own debit card for Chase Total Checking(Registered trademark)
checkmark icon Available
NEW! Get Chase First BankingSM—a checking account for you and your child that comes with its very own debit card for Chase Secure Banking(Service mark)
checkmark icon Available
NEW! Get Chase First BankingSM—a checking account for you and your child that comes with its very own debit card for Chase Premier Plus Checking(Service mark)
checkmark icon Available

Fees waived for counter checks, money orders and cashier’s checks

Fees waived for counter checks, money orders and cashier’s checks for Chase Total Checking(Registered trademark)
— Not available
Fees waived for counter checks, money orders and cashier’s checks for Chase Secure Banking(Service mark)
checkmark icon Available

(Excludes counter checks)

Fees waived for counter checks, money orders and cashier’s checks for Chase Premier Plus Checking(Service mark)
checkmark icon Available

Monthly Service Fee waived on any linked personal Chase Savings account(s) reference link to footnote 4

Monthly Service Fee waived on any linked personal Chase Savings account(s) reference link to footnote 4 for Chase Total Checking(Registered trademark)
— Not available
Monthly Service Fee waived on any linked personal Chase Savings account(s) reference link to footnote 4 for Chase Secure Banking(Service mark)
— Not available
Monthly Service Fee waived on any linked personal Chase Savings account(s) reference link to footnote 4 for Chase Premier Plus Checking(Service mark)
checkmark icon Available

Additional linked Chase Checking accounts with no Monthly Service Fee reference link to footnote 4

Additional linked Chase Checking accounts with no Monthly Service Fee reference link to footnote 4 for Chase Total Checking(Registered trademark)
— Not available
Additional linked Chase Checking accounts with no Monthly Service Fee reference link to footnote 4 for Chase Secure Banking(Service mark)
— Not available
Additional linked Chase Checking accounts with no Monthly Service Fee reference link to footnote 4 for Chase Premier Plus Checking(Service mark)
checkmark icon Available

(up to 2 Chase Premier Plus Checking accounts)

Fees waived for checks

Fees waived for checks for Chase Total Checking(Registered trademark)
— Not available
Fees waived for checks for Chase Secure Banking(Service mark)

No paper checks

Fees waived for checks for Chase Premier Plus Checking(Service mark)
checkmark icon Available

Chase design checks reference link to footnote 5

See account details for Chase Total Checking(Registered trademark)
See account details for Chase Secure Banking(Service mark)
See account details for Chase Premier Plus Checking(Service mark)
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Chase First
BankingSM

For kids ages 6 to 17, parent-owned.
Requires eligible account to
open
 

Open now

Chase College
CheckingSM

For college students 17 to 24 years old
at account opening reference link to footnote 1
 
 
 

Open now

Chase High
School CheckingSM

For students 13 to 17 years old
at account opening reference link to footnote 2
 
 
 

Learn more

Monthly Service Fee

Monthly Service Fee for Chase First Banking(Service Mark)

$0

Monthly Service Fee for Chase College Checking(Service mark)

$6 or $0

Monthly Service Fee for Chase High School Checking(Service mark)

$0

Access to 16,000 ATMs and more than 4,700 branches

Access to 16,000 ATMs and more than 4,700 branches for Chase First Banking(Service Mark)
checkmark icon Available
Access to 16,000 ATMs and more than 4,700 branches for Chase College Checking(Service mark)
checkmark icon Available
Access to 16,000 ATMs and more than 4,700 branches for Chase High School Checking(Service mark)
checkmark icon Available

Chase OnlineSM Banking, Online Bill PaySM reference link to footnote 3 and Chase Mobile Banking

Chase OnlineSM Banking, Online Bill PaySM reference link to footnote 3 and Chase Mobile Banking for Chase First Banking(Service Mark)

Limited services available reference link to footnote 4

Chase OnlineSM Banking, Online Bill PaySM reference link to footnote 3 and Chase Mobile Banking for Chase College Checking(Service mark)
checkmark icon Available
Chase OnlineSM Banking, Online Bill PaySM reference link to footnote 3 and Chase Mobile Banking for Chase High School Checking(Service mark)
checkmark icon Available

Autosave makes saving easy with automatic transfers to a Chase savings account

Autosave makes saving easy with automatic transfers to a Chase savings account for Chase First Banking(Service Mark)
— Not available
Autosave makes saving easy with automatic transfers to a Chase savings account for Chase College Checking(Service mark)
checkmark icon Available
Autosave makes saving easy with automatic transfers to a Chase savings account for Chase High School Checking(Service mark)
checkmark icon Available

Chase fee waived at non-Chase ATMs

Chase fee waived at non-Chase ATMs for Chase First Banking(Service Mark)
— Not available
Chase fee waived at non-Chase ATMs for Chase College Checking(Service mark)
— Not available
Chase fee waived at non-Chase ATMs for Chase High School Checking(Service mark)
— Not available

Fees waived for counter checks, money orders and cashier’s checks

Fees waived for counter checks, money orders and cashier’s checks for Chase First Banking(Service Mark)
— Not available
Fees waived for counter checks, money orders and cashier’s checks for Chase College Checking(Service mark)
— Not available
Fees waived for counter checks, money orders and cashier’s checks for Chase High School Checking(Service mark)
— Not available

Monthly Service Fee waived on any linked personal Chase Savings account(s) reference link to footnote 5

Monthly Service Fee waived on any linked personal Chase Savings account(s) reference link to footnote 5 for Chase First Banking(Service Mark)
— Not available
Monthly Service Fee waived on any linked personal Chase Savings account(s) reference link to footnote 5 for Chase College Checking(Service mark)
checkmark icon Available

Must be linked for Overdraft Protection

Monthly Service Fee waived on any linked personal Chase Savings account(s) reference link to footnote 5 for Chase High School Checking(Service mark)
— Not available

Additional linked Chase Checking accounts with no Monthly Service Fee reference link to footnote 5

Additional linked Chase Checking accounts with no Monthly Service Fee reference link to footnote 5 for Chase First Banking(Service Mark)
— Not available
Additional linked Chase Checking accounts with no Monthly Service Fee reference link to footnote 5 for Chase College Checking(Service mark)
— Not available
Additional linked Chase Checking accounts with no Monthly Service Fee reference link to footnote 5 for Chase High School Checking(Service mark)
— Not available

Fees waived for checks

Fees waived for checks for Chase First Banking(Service Mark)
— Not available
Fees waived for checks for Chase College Checking(Service mark)
— Not available
Fees waived for checks for Chase High School Checking(Service mark)
— Not available
See account details for Chase First Banking(Service Mark) Financial resources for students
See account details for Chase College Checking(Service mark) Financial resources for students
See account details for Chase High School Checking(Service mark) Financial resources for students
Looking for a
different type of account?

Browse all Chase Checking accounts.
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Exclusive Benefits

Chase SapphireSM
Banking

Open now
Personalized Service

Chase Private
Client CheckingSM

Open in branch
Most Popular

Chase Total
Checking®

Open now

Compare to our most
popular account

Monthly Service Fee

Monthly Service Fee for Chase Sapphire(Service mark) Banking

$25 or $0

Monthly Service Fee for Chase Private Client Checking(Service mark)

$35 or $0

Monthly Service Fee for Chase Total Checking(Registered trademark)

$12 or $0

Chase fee waived at non-Chase ATMs

Chase fee waived at non-Chase ATMs for Chase Sapphire(Service mark) Banking
checkmark icon Available

(No ATM fees worldwide) reference link to footnote 1

Chase fee waived at non-Chase ATMs for Chase Private Client Checking(Service mark)
checkmark icon Available

(No ATM fees worldwide) reference link to footnote 1

Chase fee waived at non-Chase ATMs for Chase Total Checking(Registered trademark)
— Not available

Fees waived for checks

Fees waived for checks for Chase Sapphire(Service mark) Banking
checkmark icon Available

Personal design checks

Fees waived for checks for Chase Private Client Checking(Service mark)
checkmark icon Available

Personal design checks

Fees waived for checks for Chase Total Checking(Registered trademark)
— Not available

Dedicated 24/7 banking service line

Dedicated 24/7 banking service line for Chase Sapphire(Service mark) Banking
checkmark icon Available
Dedicated 24/7 banking service line for Chase Private Client Checking(Service mark)
checkmark icon Available
Dedicated 24/7 banking service line for Chase Total Checking(Registered trademark)
— Not available

Close collaboration with dedicated Private Client Banker

Close collaboration with dedicated Private Client Banker for Chase Sapphire(Service mark) Banking
— Not available
Close collaboration with dedicated Private Client Banker for Chase Private Client Checking(Service mark)
checkmark icon Available
Close collaboration with dedicated Private Client Banker for Chase Total Checking(Registered trademark)
— Not available

No Chase fees on: foreign exchange rate adjustments, incoming and outgoing wire transfers, the first four overdrafts during the current and prior 12 statement periods, or stop payments reference link to footnote 2

No Chase fees on: foreign exchange rate adjustments, incoming and outgoing wire transfers, the first four overdrafts during the current and prior 12 statement periods, or stop payments reference link to footnote 2 for Chase Sapphire(Service mark) Banking
checkmark icon Available
No Chase fees on: foreign exchange rate adjustments, incoming and outgoing wire transfers, the first four overdrafts during the current and prior 12 statement periods, or stop payments reference link to footnote 2 for Chase Private Client Checking(Service mark)
checkmark icon Available
No Chase fees on: foreign exchange rate adjustments, incoming and outgoing wire transfers, the first four overdrafts during the current and prior 12 statement periods, or stop payments reference link to footnote 2 for Chase Total Checking(Registered trademark)
— Not available

NEW! Get Chase First BankingSM—a checking account for you and your child that comes with its very own debit card

NEW! Get Chase First BankingSM—a checking account for you and your child that comes with its very own debit card for Chase Sapphire(Service mark) Banking
checkmark icon Available
NEW! Get Chase First BankingSM—a checking account for you and your child that comes with its very own debit card for Chase Private Client Checking(Service mark)
checkmark icon Available
NEW! Get Chase First BankingSM—a checking account for you and your child that comes with its very own debit card for Chase Total Checking(Registered trademark)
checkmark icon Available

Higher limits on Chase QuickDeposit & Chase QuickPay with Zelle, plus higher daily purchase limits & ATM withdrawal limits reference link to footnote 3

Higher limits on Chase QuickDeposit & Chase QuickPay with Zelle, plus higher daily purchase limits & ATM withdrawal limits reference link to footnote 3 for Chase Sapphire(Service mark) Banking
checkmark icon Available
Higher limits on Chase QuickDeposit & Chase QuickPay with Zelle, plus higher daily purchase limits & ATM withdrawal limits reference link to footnote 3 for Chase Private Client Checking(Service mark)
checkmark icon Available
Higher limits on Chase QuickDeposit & Chase QuickPay with Zelle, plus higher daily purchase limits & ATM withdrawal limits reference link to footnote 3 for Chase Total Checking(Registered trademark)
— Not available

Dedicated Business Banking Advisor

Dedicated Business Banking Advisor for Chase Sapphire(Service mark) Banking
— Not available
Dedicated Business Banking Advisor for Chase Private Client Checking(Service mark)
checkmark icon Available
Dedicated Business Banking Advisor for Chase Total Checking(Registered trademark)
— Not available

Discounted rates on home & auto loans reference link to footnote 6, reference link to footnote 7

Discounted rates on home & auto loans reference link to footnote 6, reference link to footnote 7 for Chase Sapphire(Service mark) Banking
— Not available
Discounted rates on home & auto loans reference link to footnote 6, reference link to footnote 7 for Chase Private Client Checking(Service mark)
checkmark icon Available
Discounted rates on home & auto loans reference link to footnote 6, reference link to footnote 7 for Chase Total Checking(Registered trademark)
— Not available

Exclusive sports and entertainment benefits like hospitality lounges, early ticket sales and special seating

Exclusive sports and entertainment benefits like hospitality lounges, early ticket sales and special seating for Chase Sapphire(Service mark) Banking
checkmark icon Available
Exclusive sports and entertainment benefits like hospitality lounges, early ticket sales and special seating for Chase Private Client Checking(Service mark)
checkmark icon Available
Exclusive sports and entertainment benefits like hospitality lounges, early ticket sales and special seating for Chase Total Checking(Registered trademark)
— Not available

Special access to Chase Private Client Arts & Culture Program

Special access to Chase Private Client Arts & Culture Program for Chase Sapphire(Service mark) Banking
— Not available
Special access to Chase Private Client Arts & Culture Program for Chase Private Client Checking(Service mark)
checkmark icon Available
Special access to Chase Private Client Arts & Culture Program for Chase Total Checking(Registered trademark)
— Not available
See account details for Chase Sapphire(Service mark) Banking
See account details for Chase Private Client Checking(Service mark)
See account details for Chase Total Checking(Registered trademark)
Looking for a
different type of account?

Browse all Chase Checking accounts.
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Are you a college student? ›

New Chase customers — get $100 when you open a Chase College CheckingSM account with qualifying activities. 

Do you have a coupon? ›

Redeem your code
Open now

Enjoy the ease of banking with Chase

Chase QuickPay(Registered Trade Mark) with Zelle(Registered Trade Mark) icon

Chase QuickPay® with Zelle®

Pay practically anyone from any bank reference link to footnote 8

Pay practically anyone from any bank reference link to footnote 6

Pay practically anyone from any bank reference link to footnote 3

Click updates content
Mobile check deposit icon

Mobile check deposit

Deposit checks from almost anywhere with the Chase Mobile® app reference link to footnote 6

Deposit checks from almost anywhere with the Chase Mobile® app reference link to footnote 7

Deposit checks from almost anywhere with the Chase Mobile® app reference link to footnote 3

Click updates content
Convenient locations icon

Convenient locations

Access to 16,000 ATMs and more than 4,700 branches

Access to 16,000 ATMs and more than 4,700 branches

Access to 16,000 ATMs and more than 4,700 branches

Click updates content
Active alerts icon

Active alerts

Account alerts reference link to footnote 7 help you monitor your finances and keep your account safe

Account alerts reference link to footnote 8 help you monitor your finances and keep your account safe

Account alerts reference link to footnote 8 help you monitor your finances and keep your account safe

Click updates content

Find your nearest branch

Existing checking customers, refer a friend and earn rewards! See details.

Chase Total Checking®

How to waive fees

Monthly Service Fee

$12 OR $0 with one of the following each monthly statement period:

Electronic deposits made into this account totaling
$500
or more, such as payments from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment network, or (iii) third party services that facilitate payments to your debit card using the Visa® or Mastercard® network

OR

a balance at the beginning
of each day of
$1,500
or more in this account

OR

an average beginning day balance of
$5,000
or more in any combination of this account and linked qualifying Chase checking, savings and other balances.

Other miscellaneous fees apply. See the Clear & Simple Product Guide (PDF) for more information. Account subject to approval.

Open now
×

Chase Premier Plus CheckingSM

How to waive fees

Monthly Service Fee

$25 OR $0 with one of the following each monthly statement period:

An average beginning day balance of
$15,000
or more in any combination of this account and linked
qualifying Chase checking, savings and other balances

OR

a linked qualifying Chase first mortgage enrolled in
automatic payments from your Chase account reference link to footnote 1

Other miscellaneous fees apply. See Additional Banking Services & Fees (PDF) for more information. Account subject to approval.

Open now

return to footnote reference 1Your qualifying mortgage must be linked and enrolled in automatic payments on the business day before the end of your statement period. Automatic payments are when you authorize Chase to automatically deduct payment each month from your Chase account. Payments you set up through Online Bill Pay will not be included. Qualifying mortgage accounts include Chase first mortgage accounts (with servicing retained by Chase) that are in good standing.

Chase SapphireSM Banking

How to waive fees

Monthly Service Fee

$25 OR $0 with the following each monthly statement period:

An average beginning day balance of
$75,000
or more in any combination of this account and linked
qualifying Chase checking, savings and other balances

Other miscellaneous fees apply. See Additional Banking Services & Fees (PDF) for more information. Account subject to approval.

Open now

Chase High School CheckingSM

Qualifying activities

Monthly Service Fee:

$0 with the following:

For students 13 to 17 years old at account opening with their parent/guardian as a co-owner and the account must be linked to the parent/guardian's personal checking account. Linked accounts exclude Chase High School Checking, Chase College Checking, Chase Secure CheckingSM and Chase First CheckingSM.


Keep in mind: When the student turns 19, the Chase High School Checking account will become a Chase Total Checking account.


Other miscellaneous fees apply. See Additional Banking Services & Fees (PDF) for more information. Account subject to approval.


Learn more

Chase College CheckingSM

How to waive fees

Monthly Service Fee

$6 OR $0 for up to 5 years while in college, for college students 17 to 24 years old at account opening with proof of student status

                OR $0 when you have any one of the following each monthly statement period:

An electronic deposit made into this account, such as a payment from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment network, or (iii) third party services that facilitate payments to your debit card using the Visa® or Mastercard® network

OR

an average beginning day balance of
$5,000
or more in this account.


Other miscellaneous fees apply. See Additional Banking Services & Fees (PDF) for more information. Account subject to approval.

Open now

Chase First BankingSM

Eligible accounts

Monthly Service Fee:

$0

You must be an existing Chase checking customer to open the account. reference link to footnote 1 Eligible parent accounts include:

  • Chase Secure BankingSM
  • Chase Total Checking®
  • Chase Premier Plus CheckingSM
  • Chase SapphireSM Banking
  • Chase Private Client CheckingSM

Account subject to approval. See Additional Banking Services and Fees (PDF) for more information.

Open now

return to footnote reference 1Qualifying accounts include: Chase Secure BankingSM, Chase Total Checking®, Chase Premier Plus CheckingSM, Chase SapphireSM Banking, Chase Better® Banking Checking, Chase Premier CheckingSM, Chase CheckingSM or a Chase Private Client Checking account. Benefits offered to these checking accounts do not apply to Chase First Checking accounts. You can open a Chase First Checking account for your children who are ages six to seventeen.

Chase Private Client CheckingSM

How to waive fees

Monthly service fee

$35 OR $0 with one of the following each monthly statement period:

An average beginning day balance of
$150,000
or more in any combination of this account and linked qualifying personal deposits1/investments2

OR

a linked Chase Platinum Business CheckingSM account.

Other miscellaneous fees apply. See Additional Banking Services & Fees (PDF) for more information. Speak with a banker for current interest rates.

Open in branch

1Qualifying personal deposits includes up to nine Chase Private Client Checking accounts, Chase High School CheckingSM accounts, Chase First CheckingSM accounts, personal Chase savings accounts (excluding Chase Premier SavingsSM), CDs, certain Chase Retirement CDs, or certain Chase Retirement Money Market accounts.

2Qualifying personal investments included balances in investment and annuity products offered through JPMorgan Chase & Co. and its affiliates and agencies. Balances in 529 plans and certain retirement plan investment accounts do not qualify.

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You're now leaving Chase

Chase's website and/or mobile terms, privacy and security policies don't apply to the site or app you're about to visit. Please review its terms, privacy and security policies to see how they apply to you. Chase isn’t responsible for (and doesn't provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the Chase name.

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You're now leaving Chase

Chase's website and/or mobile terms, privacy and security policies don't apply to the site or app you're about to visit. Please review its terms, privacy and security policies to see how they apply to you. Chase isn’t responsible for (and doesn't provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the Chase name.

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All accounts subject to approval. Restrictions and limitations apply.

Other miscellaneous fees apply. See Additional Banking Services & Fees (PDF) for more information.

return to footnote reference 1Chase Online Bill Pay: Must enroll in Chase OnlineSM Banking and activate Online Bill Pay. Certain restrictions and other limitations may apply.

return to footnote reference 2We will decline or return transactions when you do not have enough money in your account to cover the charge. However, you could still end up with a negative balance if, for example, a transaction is approved for one amount, but then the actual charge is more than what you have in your account (like when you add a tip at a restaurant after the transaction for the meal was already approved). Even if you have a negative balance, we will not charge you an overdraft fee.

return to footnote reference 3Fees from the ATM owner/network still apply. A Foreign Exchange Rate Adjustment Fee from Chase may apply for ATM withdrawals in a currency other than U.S. dollars.

return to footnote reference 4Account must be linked to the checking account for No Monthly Service Fee.

return to footnote reference 550% discount on other personal style checks. Fees may apply for certain other supplies and expedited shipping options.

return to footnote reference 6Chase Mobile® app is available for select mobile devices. Enroll in Chase OnlineSM or on the Chase Mobile app. Deposits made through the Chase Mobile App are subject to deposit limits and funds are typically available by next business day. Deposit limits may change at any time. Other restrictions apply. See chase.com/QuickDeposit or the Chase Mobile app for eligible mobile devices, limitations, terms, conditions and details. Message and data rates may apply.

return to footnote reference 7There is no charge from Chase, but message and data rates may apply. Such charges include those from your communication service provider. Delivery of alerts may be delayed for various reasons, including service outages affecting your phone, wireless or Internet provider; technology failures and system capacity limitations.

return to footnote reference 8Chase QuickPay® with Zelle®: Enrollment in Chase QuickPay® with Zelle® is required. Both parties need a U.S. bank account; only one needs an eligible Chase account. Funds are typically made available in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle (go to https://register.zellepay.com to view participating banks). Select transactions could take up to 3 business days. Enroll on the Chase Mobile app or Chase Online. Limitations may apply. Message and data rates may apply.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Checking Text Message Program: Message and data rates may apply. For Help call 1-800-935-9935. Reply STOP to 40107 to no longer receive Chase Checking text messages until you provide your consent again. Mobile carriers not liable for delayed or undelivered messages.

Products and services described as well as associated fees, charges, interest rates and balance requirements may differ among different geographic locations. Not all products and services are offered at all locations.

JPMorgan Chase Bank, N.A. Member FDIC. Equal Opportunity Lender.

All accounts subject to approval. Restrictions and limitations apply.

Other miscellaneous fees apply. See Additional Banking Services & Fees (PDF) for more information.

return to footnote reference 1For college students 17 to 24 years old at account opening with proof of student status.

return to footnote reference 2For students 13 to 17 years old at account opening with their parent/guardian as a co-owner and the account must be linked to the parent/guardian’s personal checking account. Linked accounts exclude Chase High School Checking, Chase College Checking, Chase Secure CheckingSM and Chase First CheckingSM.

return to footnote reference 3Chase Online Bill Pay: Must enroll in Chase OnlineSM Banking and activate Online Bill Pay. Certain restrictions and other limitations may apply.

return to footnote reference 4Chase OnlineSM Banking services unavailable with Chase First Banking: Cash or check deposits, Chase QuickPay® with Zelle®, Chase QuickDepositSM, direct deposit, Chase overdraft services, check writing, wire transfers (incoming or outgoing) and ACH transactions (deposits and withdrawals). We also prohibit certain transaction types. This includes, but is not limited to, purchasing official checks and other monetary instruments, withdrawing cash from a banker at a branch or merchants, paying for rentals (e.g., cars, equipment, furniture) and funding gambling-related activities. Certain restrictions and other limitations may apply.

return to footnote reference 5Account must be linked to the checking account for No Monthly Service Fee.

return to footnote reference 6Chase QuickPay® with Zelle®: Enrollment in Chase QuickPay® with Zelle® is required. Both parties need a U.S. bank account; only one needs an eligible Chase account. Funds are typically made available in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle (go to https://register.zellepay.com to view participating banks). Select transactions could take up to 3 business days. Enroll on the Chase Mobile app or Chase Online. Limitations may apply. Message and data rates may apply.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

return to footnote reference 7Chase Mobile® app is available for select mobile devices. Enroll in Chase OnlineSM or on the Chase Mobile app. Deposits made through the Chase Mobile App are subject to deposit limits and funds are typically available by next business day. Deposit limits may change at any time. Other restrictions apply. See chase.com/QuickDeposit or the Chase Mobile app for eligible mobile devices, limitations, terms, conditions and details. Message and data rates may apply.

return to footnote reference 8There is no charge from Chase, but message and data rates may apply. Such charges include those from your communication service provider. Delivery of alerts may be delayed for various reasons, including service outages affecting your phone, wireless or Internet provider; technology failures and system capacity limitations.

Checking Text Message Program: Message and data rates may apply. For Help call 1-800-935-9935. Reply STOP to 40107 to no longer receive Chase Checking text messages until you provide your consent again. Mobile carriers not liable for delayed or undelivered messages.

Products and services described as well as associated fees, charges, interest rates and balance requirements may differ among different geographic locations. Not all products and services are offered at all locations.

JPMorgan Chase Bank, N.A. Member FDIC. Equal Opportunity Lender.

All accounts subject to approval. Restrictions and limitations apply.

Other miscellaneous fees apply. See Additional Banking Services & Fees (PDF) for more information.

return to footnote reference 1There is no Chase fee at non-Chase ATMs. Chase will refund ATM fees charged by the ATM owner/network. This benefit will begin the next business day after opening the account. Some ATM owners/networks do not identify these fees in the information they send to us and, as a result, we may not automatically refund the fee. If for any reason the refund is not processed, please contact us. There is no Foreign Exchange Rate Adjustment Fee when conducting transactions in a foreign currency. If you choose to convert an international transaction to U.S. dollars at either an ATM or on a purchase, foreign currency commissions and fees included in the exchange rate charged by third parties are excluded from Chase reimbursements.

return to footnote reference 2Other financial institutions and Chase may deduct fees and/or charges from the amount of the incoming wires, which will reduce the proceeds credited to your account. Any deductions taken by us may include processing fees charged by Chase. No fees for Insufficient Funds and Returned Items — if item(s) are presented or withdrawal request(s) are made against an account with insufficient funds on four or fewer business days during the current and prior 12 statement periods.

return to footnote reference 3Chase Mobile® app is available for select mobile devices. Enroll in Chase OnlineSM or on the Chase Mobile app. Deposits made through the Chase Mobile app are subject to deposit limits and funds are typically available by next business day. Deposit limits may change at any time. Other restrictions apply. See chase.com/QuickDeposit or the Chase Mobile app for eligible mobile devices, limitations, terms, conditions and details. Enrollment in Chase QuickPay® with Zelle® is required. Both parties need a U.S. bank account; only one needs an eligible Chase account. Funds are typically made available in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle (go to https://register.zellepay.com to view participating banks). Select transactions could take up to 3 business days. Enroll on the Chase Mobile app or Chase Online. Limitations may apply. Message and data rates may apply.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

return to footnote reference 6The Chase Mortgage Rate Program offers Chase Private Clients rate discounts of 0.125% for total deposits and investments in personal accounts of $250,000 – $999,999 or 0.25% for $1,000,000+ for purchase and refinance transactions. These discounts apply to the full spectrum of residential mortgage types, including fixed- and adjustable-rate products for jumbo and conforming mortgages. For fixed-rate mortgages the Private Client Mortgage Rate Program discount is for the life of the loan and until the first adjustment on adjustable-rate mortgages (ARM). For the Adjustable-Rate Mortgage (ARM) product, interest is fixed for a set period of time, and adjusts periodically thereafter. At the end of the fixed-rate period, the interest and payments may increase. The APR may increase after the loan consummation. The mortgage rate disclosed at the time of the application will be based on current eligible banking and investment balances held by the customer(s) at JPMorgan Chase excluding any funds associated with the mortgage, such as down payment or closing costs.

Chase Private Clients with a minimum of $250,000 in qualifying checking, savings and/or investment accounts with Chase that secure a new Chase Home Equity Line of Credit can qualify for a .50% rate discount (or a 1.00% rate discount with a minimum of $1,000,000 in qualifying Chase accounts), with a $50 annual fee waiver. A customer can qualify for a rate discount of 0.25% when they (a) provide contracts or bids for home improvements totaling at least $30,000, to be withdrawn subsequent to closing; OR (b) withdraw at least $30,000 from their Chase home equity line of credit at closing. Discount not available for existing HELOC customers with more than three (3) years remaining in the draw period. Business accounts do not qualify for Home Equity Line of Credit rate discounts.

All home lending products are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply.

return to footnote reference 7AUTO PURCHASE: As a Chase Private Client, you receive a rate discount of 0.25% off standard auto loan rates through Chase Auto, available for chase.com applications only. Not available for applications submitted to a dealer. Rate discounts are subject to change at any time. To finance a new or used car with Chase Auto you must purchase your car from a dealer in the Chase network. All applications are subject to credit approval by JPMorgan Chase Bank, N.A. (“Chase”). The dealer will be the original creditor and assign the financing to Chase. Additional terms and conditions apply, such as vehicle make, age and mileage.

AUTO REFINANCE: As a Chase Private Client, you receive a rate discount of up to 0.25% off standard auto loan rates, plus you get 0.25% off standard auto loan rates if you have a Chase personal checking account when you apply. Rate discounts are subject to change at any time. Refinancing is subject to credit approval by JPMorgan Chase Bank, N.A. (“Chase”). Rates will be determined at the time you apply based on application information. Additional terms and conditions apply such as vehicle age and mileage. If you decide to refinance with Chase, you may be able to lower your monthly loan payment or reduce your APR. However, if you choose a loan term that is longer than the term left in your existing auto loan, you will pay interest over a longer period of time, and the overall cost of your loan may be higher. Consult your financial advisor to see if refinancing your auto loan is right for you.

return to footnote reference 8There is no charge from Chase, but message and data rates may apply. Such charges include those from your communication service provider. Delivery of alerts may be delayed for various reasons, including service outages affecting your phone, wireless or Internet provider; technology failures and system capacity limitations.

Checking Text Message Program: Message and data rates may apply. For Help call 1-800-935-9935. Reply STOP to 40107 to no longer receive Chase Checking text messages until you provide your consent again. Mobile carriers not liable for delayed or undelivered messages.

“Chase Private Client” is the brand name for a banking and investment product and service offering.

Bank deposit accounts, such as checking and savings, may be subject to approval. Deposit products and related services are offered by JPMorgan Chase Bank, N.A. Member FDIC.

J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment advisor, member FINRA and SIPC. Annuities are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. (JPMCB). JPMS, CIA and JPMCB are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states.

INVESTMENT AND INSURANCE PRODUCTS ARE: • NOT FDIC INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, JPMORGAN CHASE BANK, N.A. OR ANY OF ITS AFFILIATES • SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED

Products and services described as well as associated fees, charges, interest rates and balance requirements may differ among different geographic locations. Not all products and services are offered at all locations.

JPMorgan Chase Bank, N.A. Member FDIC. Equal Opportunity Lender.

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