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Chase Checking Accounts

Compare accounts and select the one that fits your needs(Choose 2)

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MOST POPULAR!

Chase Total
Checking®

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Chase
Premier Plus
CheckingSM

Earns interest

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Chase SapphireSM
Checking

See exclusive benefits ›

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Monthly Service Fee

Monthly Service Fee for Chase Total Checking(Registered trademark)

$12 or $0

Monthly Service Fee for Chase Premier Plus Checking(Service mark)

$25 or $0

Monthly Service Fee for Chase Sapphire(Service mark) Checking

$25 or $0

Access to 16,000 ATMs and nearly 4,900 branches

Access to 16,000 ATMs and nearly 4,900 branches for Chase Total Checking(Registered trademark)
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Access to 16,000 ATMs and nearly 4,900 branches for Chase Premier Plus Checking(Service mark)
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Access to 16,000 ATMs and nearly 4,900 branches for Chase Sapphire(Service mark) Checking
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Chase OnlineSM Banking and Online Bill PaySM reference link to footnote 1

Chase Online(Service mark) Banking and Online Bill Pay(Service mark) for Chase Total Checking(Registered trademark)
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Chase Online(Service mark) Banking and Online Bill Pay(Service mark) for Chase Premier Plus Checking(Service mark)
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Chase Online(Service mark) Banking and Online Bill Pay(Service mark) for Chase Sapphire(Service mark) Checking
checkmark icon Available

Chase Mobile® Banking

Chase Mobile® Banking for Chase Total Checking(Registered trademark)
checkmark icon Available
Chase Mobile® Banking for Chase Premier Plus Checking(Service mark)
checkmark icon Available
Chase Mobile® Banking for Chase Sapphire(Service mark) Checking
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Chase fee waived at non-Chase ATMs

Chase fee waived at non-Chase ATMs for Chase Total Checking(Registered trademark)
— Not available
Chase fee waived at non-Chase ATMs for Chase Premier Plus Checking(Service mark)
checkmark icon Available

(4 times per statement period) reference link to footnote 2

Chase fee waived at non-Chase ATMsfor Chase Sapphire(Service mark) Checking
checkmark icon Available

(No ATM fees worldwide) reference link to footnote 3

Earns interest

Earns interest for Chase Total Checking(Registered trademark)
— Not available
Earns interest for Chase Premier Plus Checking(Service mark)
checkmark icon Available
See rates
Earns interest for Chase Sapphire(Service mark) Checking
checkmark icon Available
See rates

Fees waived for counter checks, money orders and cashier’s checks

Fees waived for counter checks, money orders and cashier’s checks for Chase Total Checking(Registered trademark)
— Not available
Fees waived for counter checks, money orders and cashier’s checks for Chase Premier Plus Checking(Service mark)
checkmark icon Available
Fees waived for counter checks, money orders and cashier’s checks for Chase Sapphire(Service mark) Checking
checkmark icon Available

Monthly Service Fee waived on any linked personal Chase Savings account(s) reference link to footnote 4

Monthly Service Fee waived on any linked personal Chase Savings account(s) for Chase Total Checking(Registered trademark)
— Not available
Monthly Service Fee waived on any linked personal Chase Savings account(s) for Chase Premier Plus Checking(Service mark)
checkmark icon Available
Monthly Service Fee waived on any linked personal Chase Savings account(s) for Chase Sapphire(Service mark) Checking
checkmark icon Available

Additional linked Chase Checking accounts with no Monthly Service Fee reference link to footnote 4

Additional linked Chase Checking accounts with no Monthly Service Fee for Chase Total Checking(Registered trademark)
— Not available
Additional linked Chase Checking accounts with no Monthly Service Fee for Chase Premier Plus Checking(Service mark)
checkmark icon Available

(up to 2 Chase Premier Plus Checking accounts)

Additional linked Chase Checking accounts with no Monthly Service Fee for Chase Sapphire(Service mark) Checking
checkmark icon Available

(up to 9 Chase Sapphire Checking accounts)

Fees waived for checks

Fees waived for checks for Chase Total Checking(Registered trademark)
— Not available
Fees waived for checks for Chase Premier Plus Checking(Service mark)
checkmark icon Available

Chase design checks reference link to footnote 5

Fees waived for checks for Chase Sapphire(Service mark) Checking
checkmark icon Available

Personal design checks

Dedicated 24/7 service line

Dedicated 24/7 service line for Chase Total Checking(Registered trademark)
— Not available
Dedicated 24/7 service line for Chase Premier Plus Checking(Service mark)
— Not available
Dedicated 24/7 service line for Chase Sapphire(Service mark) Checking
checkmark icon Available

No Chase fees on: foreign exchange rate adjustments, incoming and outgoing wire transfers, the first four overdrafts within 12 months, or stop payments reference link to footnote 6

No fees on: foreign exchange rate adjustments, incoming and outgoing wire transfers, the first four overdrafts within 12 months, or stop payments for Chase Total Checking(Registered trademark)
— Not available
No fees on: foreign exchange rate adjustments, incoming and outgoing wire transfers, the first four overdrafts within 12 months, or stop payments for Chase Premier Plus Checking(Service mark)
— Not available
No fees on: foreign exchange rate adjustments, incoming and outgoing wire transfers, the first four overdrafts within 12 months, or stop payments for Chase Sapphire(Service mark) Checking
checkmark icon Available
See account details for Chase Total Checking(Registered trademark)
See account details for Chase Premier Plus Checking(Service mark)
See account details for Chase Sapphire(Service mark) Checking
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Chase QuickPay(Registered Trade Mark) with Zelle(Registered Trade Mark) icon

Chase QuickPay® with Zelle®

Pay practically anyone from any bank reference link to footnote 9

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Mobile check deposit icon

Mobile check deposit

Deposit checks from almost anywhere with the Chase Mobile® app reference link to footnote 7

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Convenient locations

Access to 16,000 ATMs and nearly 4,900 branches

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Active alerts icon

Active alerts

Account alerts reference link to footnote 8 help you monitor your finances and keep your account safe

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Find your nearest branch

Existing checking customers, refer a friend and earn rewards! See details.

Chase Total Checking®

How to waive fees

Monthly Service Fee

$12 OR $0 with one of the following each monthly statement period:

Direct deposits totaling
$500
or more made to this
account reference link to footnote 1

OR

a balance at the beginning
of each day of
$1,500
or more in this account

OR

an average beginning day balance of
$5,000
or more in any combination of this
account and linked qualifying
Chase checking, savings and other balances.

Other miscellaneous fees apply. See the Clear & Simple Product Guide (PDF) for more information. Account subject to approval.

Open now

return to footnote reference 1Direct deposits can be an ACH credit, payroll, pension or government benefits such as Social Security.

Chase Premier Plus CheckingSM

How to waive fees

Monthly Service Fee

$25 OR $0 with one of the following each monthly statement period:

An average beginning day balance of
$15,000
or more in any combination of this account and linked
qualifying Chase checking, savings and other balances

OR

a linked qualifying Chase first mortgage enrolled in
automatic payments from your Chase account reference link to footnote 1

Other miscellaneous fees apply. See Additional Banking Services & Fees (PDF) for more information. Account subject to approval.

Open now

return to footnote reference 1Your qualifying mortgage must be linked and enrolled in automatic payments on the business day before the end of your statement period. Automatic payments are when you authorize Chase to automatically deduct payment each month from your Chase account. Payments you set up through Online Bill Pay will not be included. Qualifying mortgage accounts include Chase first mortgage accounts (with servicing retained by Chase) that are in good standing.

Chase SapphireSM Checking

How to waive fees

Monthly Service Fee

$25 OR $0 with the following each monthly statement period:

An average beginning day balance of
$75,000
or more in any combination of this account and linked
qualifying Chase checking, savings and other balances

Other miscellaneous fees apply. See Additional Banking Services & Fees (PDF) for more information. Account subject to approval.

Open now

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Chase's website and/or mobile terms, privacy and security policies don't apply to the site or app you're about to visit. Please review its terms, privacy and security policies to see how they apply to you. Chase isn’t responsible for (and doesn't provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the Chase name.

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You're now leaving Chase

Chase's website and/or mobile terms, privacy and security policies don't apply to the site or app you're about to visit. Please review its terms, privacy and security policies to see how they apply to you. Chase isn’t responsible for (and doesn't provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the Chase name.

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You're now leaving Chase

Chase's website and/or mobile terms, privacy and security policies don't apply to the site or app you're about to visit. Please review its terms, privacy and security policies to see how they apply to you. Chase isn’t responsible for (and doesn't provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the Chase name.

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All accounts subject to approval. Restrictions and limitations apply.

Other miscellaneous fees apply. See Additional Banking Services & Fees (PDF) for more information.

return to footnote reference 1Chase Online Bill Pay: Must enroll in Chase OnlineSM Banking and activate Online Bill Pay. Certain restrictions and other limitations may apply.

return to footnote reference 2Fees from the ATM owner/network still apply. A Foreign Exchange Rate Adjustment Fee from Chase may apply for ATM withdrawals in a currency other than U.S. dollars.

return to footnote reference 3There is no Chase fee at non-Chase ATMs. Chase will refund ATM fees charged by the ATM owner/network. This benefit will begin the next business day after opening the account. Some ATM owners/networks do not identify these fees in the information they send to us and, as a result, we may not automatically refund the fee. If for any reason the refund is not processed, please contact us. There is no Foreign Exchange Rate Adjustment Fee when conducting transactions in a foreign currency. If you choose to convert an international transaction to U.S. dollars at either an ATM or on a purchase, foreign currency commissions and fees included in the exchange rate charged by third parties are excluded from Chase reimbursements.

return to footnote reference 4Account must be linked to the checking account for No Monthly Service Fee.

return to footnote reference 550% discount on other personal style checks. Fees may apply for certain other supplies and expedited shipping options.

return to footnote reference 6Other financial institutions and Chase may deduct fees and/or charges from the amount of the incoming wires, which will reduce the proceeds credited to your account. Any deductions taken by us may include processing fees charged by Chase. No fees for Insufficient Funds and Returned Items — if item(s) are presented or withdrawal request(s) are made against an account with insufficient funds on four or fewer business days in the past 12 months.

return to footnote reference 7Chase QuickDepositSM is subject to deposit limits and funds are typically available by next business day. Deposit limits may change at any time. Other restrictions apply. See Chase.com/QuickDeposit or the Chase Mobile® app for eligible mobile devices, limitations, terms, conditions and details. Chase Mobile® app is available for select mobile devices. Enroll in Chase OnlineSM. Message and data rates may apply.

return to footnote reference 8There is no charge from Chase, but message and data rates may apply. Such charges include those from your communication service provider. Delivery of alerts may be delayed for various reasons, including service outages affecting your phone, wireless or Internet provider; technology failures and system capacity limitations.

return to footnote reference 9Chase QuickPay® with Zelle®: Enrollment in Chase QuickPay® with Zelle® is required. Both parties need a U.S. bank account; only one needs an eligible Chase account. Funds are typically made available in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle (go to https://register.zellepay.com to view participating banks). Select transactions could take up to 3 business days. Enroll on the Chase Mobile app or Chase Online. Limitations may apply. Message and data rates may apply.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Products and services described as well as associated fees, charges, interest rates and balance requirements may differ among different geographic locations. Not all products and services are offered at all locations.

JPMorgan Chase Bank, N.A. Member FDIC. Equal Opportunity Lender.

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