Compare your options: Open a checking account online today

Student checking accounts for every step
Get products, tools and resources that help give students the freedom to grow along their financial journey.

Show me checking accounts for:

Chase Total
Checking^® Opens new window

Our most popular account with
the banking essentials

Open now

Chase Secure
Banking^SM Opens new window

A simple checking account with
no overdraft fees

Open now

Chase Premier
Plus Checking^SM Opens new window

Get more benefits and save money on
counter checks, money orders and more

Open now

No minimum deposit to open

Monthly Service Fee

$12 or $0

$4.95

Fixed fee

$25 or $0

More than 16,000 ATMs and more than 4,700 branches

Chase Online^SM Banking, Online Bill Pay^SM^{Same page link to footnote reference 1} and Chase Mobile Banking

Zelle^® - Quickly send and receive money^{Same page link to footnote reference 2}

Autosave makes saving easy with automatic transfers to a Chase savings account

Get Chase First Banking^SM—a checking account for you and your child that comes with its very own debit card

Chase Overdraft Assist^SMopens overlay^{Same page link to footnote reference 3}

Spend only the money you have available, without worrying about overdraft fees^{Same page link to footnote reference4}

Early direct deposit — with direct deposit, get your money up to two business days early^{Same page link to footnote reference 5}

No fees for money orders and cashier's checks

No Chase fee at non-Chase ATMs

4 times per statement period^{Same page link to footnote reference6}

No Monthly Service Fee on a linked Chase Savings^SM account^{Same page link to footnote reference 7}

Up to 2 Chase Premier Plus Checking accounts and a personal Chase savings account

No Chase fees for checks

No paper checks

Chase design checks^{Same page link to footnote reference8}

Earns interest

See account details

Chase First
Banking^SM Opens new window

Parent-owned and for children ages 6 to 17.
Requires eligible account to
open^{Same page link to footnote reference1}

Open now

Chase High
School Checking^SM Opens in a new window

Parent co-owned and for students ages
13 to 17 at account opening^{Same page link to footnote reference2}
Must open in branch

Learn more

Chase College
Checking^SM Opens new window

For college students ages 17 to 24
at account opening^{Same page link to footnote reference 3}
17-year-olds must open in branch

Open now

No minimum deposit to open

Monthly Service Fee

$6 or $0

More than 16,000 ATMs and more than 4,700 branches

Account Alerts^{Same page link to footnote reference 4}

Chase Online^SM Banking, Online Bill Pay^SM^{Same page link to footnote reference 5} and Chase Mobile Banking

Limited services available^{Same page link to footnote reference6}

Zelle^® - Quickly send and receive money^{Same page link to footnote reference 7}

Autosave makes saving easy with automatic transfers to a Chase savings account

Set and track savings goals in the Chase Mobile^® app^{Same page link to footnote reference 8}

Chase QuickDeposit^SM - Take a picture of your check to securely deposit it using the Chase Mobile app^{Same page link to footnote reference 8}

Direct Deposit

Set limits on where and how much your child can spend

Set up recurring allowance and assign chores

No Monthly Service Fee on a linked Chase Savings^SM account^{Same page link to footnote reference 9}

Must be linked for Overdraft Protection

Chase Overdraft Assist^SMopens overlay^{Same page link to footnote reference 10}

See account details

Chase Sapphire^SM
Banking Opens new window

A premium banking experience
with more benefits

Open now

Chase Private
Client Checking^SM Opens new window

Get priority service, perks and
benefits, plus a dedicated team

Chase Total
Checking^® Opens new window

Our most popular account with
the banking essentials

Open now

Compare to our most
popular account

No minimum deposit to open

Monthly Service Fee

$25 or $0

$35 or $0

$12 or $0

Chase Online^SM Banking, Online Bill Pay^SM^{Same page link to footnote reference 1} and Chase Mobile Banking

Get Chase First Banking^SM—a checking account for you and your child that comes with its very own debit card

Autosave makes saving easy with automatic transfers to a Chase savings account

No Chase fee at non-Chase ATMs

No ATM fees worldwide^{Same page link to footnote reference 2}

No Chase fees for checks

Chase design checks^{Same page link to footnote reference3}

Personal design checks^{Same page link to footnote reference3}

Dedicated 24/7 banking service line

No Chase fees on: foreign exchange rate adjustments^{Same page link to footnote reference 4}, incoming and outgoing wire transfers^{Same page link to footnote reference 5}, the first four overdrafts during the current and prior 12 statement periods^{Same page link to footnote reference 6}, or stop payments

Higher limits on Chase QuickDeposit^SM & Zelle^®, plus higher daily purchase limits & ATM withdrawal limits Same page link to footnote reference ⁷

Exclusive sports and entertainment benefits like hospitality lounges, early ticket sales and special seating

Earns interest

Close collaboration with dedicated Private Client Banker

Dedicated Business Banking Advisor

Discounted rates on home & auto loans^{Same page link to footnote reference 8}^,^{Same page link to footnote reference 9}

See account details

Are you a college student? ›

New Chase checking customers — get $100 when you open a Chase College Checking^SM account with qualifying activities.

Do you have a coupon? ›

Redeem your code

Financial resources for students ›

Learn more about student banking, budgeting, and saving with the help of our financial goals hub.

Open now

Find your nearest branch View acceptable forms of identification to open an account (PDF)

Existing checking customers, refer a friend and earn rewards! See details.

All accounts subject to approval. Restrictions and limitations apply.

Other miscellaneous fees apply. See Additional Banking Services & Fees (PDF) for more information.

^{Same page link returns to footnote reference 1}Chase Online Bill Pay: Must enroll in Chase Online^SM Banking and activate Online Bill Pay. Certain restrictions and other limitations may apply.

^{Same page link returns to footnote reference 2}Zelle^®: Enrollment in Zelle^® is required. Both parties need a U.S. bank account; only one needs an eligible Chase account. Funds are typically made available in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle^® (go to https://register.zellepay.com to view participating banks). Select transactions could take up to 3 business days. Enroll on the Chase Mobile app or Chase Online. Limitations may apply. Message and data rates may apply.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

^{Same page link returns to footnote reference 3}With Chase Overdraft Assist^SM, we won't charge an Insufficient Funds Fee if you're overdrawn by $50 or less at the end of the business day OR if you're overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts.

^{Same page link returns to footnote reference 4}We will decline or return transactions when you do not have enough money in your account to cover the charge. However, you could still end up with a negative balance if, for example, a transaction is approved for one amount, but then the actual charge is more than what you have in your account (like when you add a tip at a restaurant after the transaction for the meal was already approved). Even if you have a negative balance, we will not charge you an overdraft fee.

^{Same page link returns to footnote reference 5}For Chase Secure Checking^SM only: Early direct deposit is a service that comes with your Chase Secure Checking account in which we credit your eligible direct deposit transaction up to two business days early. You must set up direct deposit to your account. The timing of when these transactions will be credited is based on when the payer submits the information to us. This means when these transactions are credited could vary and you may not receive your funds early. Eligible transactions are certain ACH credit transactions such as payroll, government benefits or similar transactions.

^{Same page link returns to footnote reference 6}Fees from the ATM owner/network still apply. A Foreign Exchange Rate Adjustment Fee from Chase may apply for ATM withdrawals in a currency other than U.S. dollars.

^{Same page link returns to footnote reference 7}Account must be linked to the checking account for No Monthly Service Fee.

^{Same page link returns to footnote reference 8}When ordered through Chase. Fees may apply for certain other supplies and expedited shipping options.

Checking Text Message Program: Message and data rates may apply. For Help call 1-800-935-9935. Reply STOP to 40107 to no longer receive Chase Checking text messages until you provide your consent again. Mobile carriers not liable for delayed or undelivered messages.

Products and services described as well as associated fees, charges, interest rates and balance requirements may differ among different geographic locations. Not all products and services are offered at all locations.

JPMorgan Chase Bank, N.A. Member FDIC. Equal Opportunity Lender.

All accounts subject to approval. Restrictions and limitations apply.

Other miscellaneous fees apply. See Additional Banking Services & Fees (PDF) for more information.

^{Same page link returns to footnote reference 1}For parents/guardians interested in teaching their child how to manage money using a debit card with the child's name on it. The parent/guardian is the owner of this account and must have an online profile and one of these other checking accounts at account opening: a Chase Secure Checking^SM, Chase Total Checking^®, Chase Premier Plus Checking^SM, Chase Sapphire^SM Checking or a Chase Private Client Checking^SM account. Benefits offered to these checking accounts do not apply to Chase First Checking accounts. Only the parent/guardian who opened the account can fund, view or manage this account. You can open a Chase First Checking account for your child who is 6-17 years old.

^{Same page link returns to footnote reference 2}For students 13 to 17 years old at account opening with their parent/guardian as a co-owner and the account must be linked to the parent/guardian’s personal checking account. Linked accounts exclude Chase High School Checking^SM, Chase College Checking^SM, Chase Secure Checking^SM and Chase First Checking^SM.

^{Same page link returns to footnote reference 3}For college students 17 to 24 years old at account opening with proof of student status.

^{Same page link returns to footnote reference 4}Account Alerts: There is no charge from Chase, but message and data rates may apply. Delivery of alerts may be delayed for various reasons, including service outages affecting your phone, wireless or internet provider; technology failures; and system capacity limitations. Any time you review your balance, keep in mind it may not reflect all transactions including recent debit card transactions or checks you have written.

^{Same page link returns to footnote reference 5}Chase Online Bill Pay: Must enroll in Chase Online^SM Banking and activate Online Bill Pay. Certain restrictions and other limitations may apply.

^{Same page link returns to footnote reference 6}Chase Online^SM Banking services unavailable with Chase First Banking: Cash or check deposits, Zelle^®, Chase QuickDeposit^SM, direct deposit, Chase overdraft services, check writing, wire transfers (incoming or outgoing) and ACH transactions (deposits and withdrawals). We also may prohibit certain transaction types. This includes, but is not limited to, purchasing official checks and other monetary instruments, withdrawing cash from a banker at a branch or merchants, paying for rentals (e.g., cars, equipment, furniture) and funding gambling-related activities. Certain restrictions and other limitations may apply.

^{Same page link returns to footnote reference 7}Zelle^®: Enrollment in Zelle^® is required. Both parties need a U.S. bank account; only one needs an eligible Chase account. Funds are typically made available in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle^® (go to https://register.zellepay.com to view participating banks). Select transactions could take up to 3 business days. Enroll on the Chase Mobile app or Chase Online. Limitations may apply. Message and data rates may apply.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

^{Same page link returns to footnote reference 8}Chase Mobile^® app is available for select mobile devices. Enroll in Chase Online^SM or on the Chase Mobile app. Chase QuickDeposit^SM is subject to deposit limits and funds are typically available by next business day. Deposit limits may change at any time. Other restrictions apply. See chase.com/QuickDeposit or the Chase Mobile app for eligible mobile devices, limitations, terms, conditions and details. Message and data rates may apply.

^{Same page link returns to footnote reference 9}Account must be linked to the checking account for No Monthly Service Fee.

^{Same page link returns to footnote reference 10}With Chase Overdraft Assist^SM, we won't charge an Insufficient Funds Fee if you're overdrawn by $50 or less at the end of the business day OR if you're overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts.

JPMorgan Chase Bank, N.A. Member FDIC. Equal Opportunity Lender.

All accounts subject to approval. Restrictions and limitations apply.

Other miscellaneous fees apply. See Additional Banking Services & Fees (PDF) for more information.

^{Same page link returns to footnote reference 1}Chase Online Bill Pay: Must enroll in Chase Online^SM Banking and activate Online Bill Pay. Certain restrictions and other limitations may apply.

^{Same page link returns to footnote reference 2}There is no Chase fee at non-Chase ATMs. Chase will refund ATM fees charged by the ATM owner/network. This benefit will begin the next business day after opening the account. Some ATM owners/networks do not identify these fees in the information they send to us and, as a result, we may not automatically refund the fee. If for any reason the refund is not processed, please contact us. There is no Foreign Exchange Rate Adjustment Fee when conducting transactions in a foreign currency. If you choose to convert an international transaction to U.S. dollars at either an ATM or on a purchase, foreign currency commissions and fees included in the exchange rate charged by third parties are excluded from Chase reimbursements.

^{Same page link returns to footnote reference 3}When ordered through Chase. Fees may apply for certain other supplies and expedited shipping options.

^{Same page link returns to footnote reference 4}This benefit will begin the next business day after opening the account.

^{Same page link returns to footnote reference 5}For wire transfers, the "No Chase Fee" benefit applies to the Wire Transfer Fees section listed on the Fee Schedule of the Additional Banking Services and Fees, which can be found at chase.com/disclosures. Financial institutions may deduct processing fees and/or charges from the amount of the incoming or outgoing wire transfers. Any deductions taken by us, and our affiliates, may include processing fees charged by Chase.

^{Same page link returns to footnote reference 6}No Insufficient Funds Fees when item(s) are presented against an account with insufficient funds on the first four business days during the current and prior 12 statement periods. On a business day when we returned item(s), this counts toward the four business days when an Insufficient Funds Fee will not be charged.

^{Same page link returns to footnote reference 7}Chase Mobile^® app is available for select mobile devices. Enroll in Chase Online^SM or on the Chase Mobile app. Deposits made through the Chase Mobile app are subject to deposit limits and funds are typically available by next business day. Deposit limits may change at any time. Other restrictions apply. See chase.com/QuickDeposit or the Chase Mobile app for eligible mobile devices, limitations, terms, conditions and details. Enrollment in Zelle^® is required. Both parties need a U.S. bank account; only one needs an eligible Chase account. Funds are typically made available in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle^® (go to https://register.zellepay.com to view participating banks). Select transactions could take up to 3 business days. Enroll on the Chase Mobile app or Chase Online. Limitations may apply. Message and data rates may apply.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

^{Same page link returns to footnote reference 8}Existing balance requirements: Under the Relationship Pricing Program, participating customers who have at least $500,000 in existing eligible Chase and J.P. Morgan deposit accounts and/or J.P. Morgan Wealth Management accounts can save 0.125% off the standard rate. Participating customers with over $1 million can save 0.25%.

New money requirements: Additional rate discounts are available under the Relationship Pricing Program, based on the new deposit and/or investment assets transferred to Chase and/or J.P. Morgan Wealth Management respectively; and the mortgage loan amount. Rate discount is limited to one mortgage loan per customer. The maximum rate discount for all programs combined (including employee mortgage rate discounts) is 0.50%. Chase employees are only eligible for the new deposit and/or investment assets rate discount. Any existing funds or new deposit and/or investment funds that exit your accounts prior to closing will be deducted from your eligible transfer amount (you will not be penalized for changes in market value). If your loan amount changes prior to closing, the rate discount will be adjusted accordingly.

Account Eligibility: Qualifying personal banking and/or investment balances will be used in determining the appropriate mortgage rate discount. However, business, deferred compensation, student, custodial, 529b college savings, donor-advised funds, select retirement accounts and non-vested RSU accounts do not qualify.

*Chase reserves the right to amend, terminate or withdraw the rate discount at any time without prior notice.

^{Same page link returns to footnote reference 9}AUTO PURCHASE: As a Chase Private Client, you receive a rate discount of 0.25% off standard auto loan rates through Chase Auto, available for chase.com applications only. Not available for applications submitted to a dealer. Rate discounts are subject to change at any time. To finance a new or used car with Chase Auto you must purchase your car from a dealer in the Chase network. All applications are subject to credit approval by JPMorgan Chase Bank, N.A. ("Chase"). The dealer will be the original creditor and assign the financing to Chase. Additional terms and conditions apply, such as vehicle make, age and mileage.

"Chase Private Client" is the brand name for a banking and investment offering, requiring a Chase Private Client Checking account.

Bank deposit accounts, such as checking and savings, may be subject to approval. Deposit and home lending products offered by JPMorgan Chase Bank, N.A. Member FDIC.

J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment advisor, member FINRA and SIPC. Annuities are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. (JPMCB). JPMS, CIA and JPMCB are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states.

INVESTMENT AND INSURANCE PRODUCTS ARE: • NOT FDIC INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, JPMORGAN CHASE BANK, N.A. OR ANY OF ITS AFFILIATES • SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED

Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC. Equal Opportunity Lender.

All home lending products are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply.

For Home Lending products, the employee rate discount cannot be combined with any other rate discounts except Relationship Pricing. Offers to employees are subject to change at any time without prior notice. This offer is only available to U.S. citizens and legal residents within the United States of America.

Other Products & Services:

Compare your options: Open a checking account online today

Student checking accounts for every step Get products, tools and resources that help give students the freedom to grow along their financial journey.

No minimum deposit to open

Monthly Service Fee

More than 16,000 ATMs and more than 4,700 branches

Chase OnlineSM Banking, Online Bill PaySM Same page link to footnote reference 1 and Chase Mobile Banking

Zelle® - Quickly send and receive money Same page link to footnote reference 2

Autosave makes saving easy with automatic transfers to a Chase savings account

Get Chase First BankingSM—a checking account for you and your child that comes with its very own debit card

Early direct deposit — with direct deposit, get your money up to two business days early Same page link to footnote reference 5

No fees for money orders and cashier's checks

No Chase fee at non-Chase ATMs

No Monthly Service Fee on a linked Chase SavingsSM account Same page link to footnote reference 7

No Chase fees for checks

Earns interest

No minimum deposit to open

Monthly Service Fee

More than 16,000 ATMs and more than 4,700 branches

Account Alerts Same page link to footnote reference 4

Chase OnlineSM Banking, Online Bill PaySM Same page link to footnote reference 5 and Chase Mobile Banking

Zelle® - Quickly send and receive money Same page link to footnote reference 7

Autosave makes saving easy with automatic transfers to a Chase savings account

Chase QuickDepositSM - Take a picture of your check to securely deposit it using the Chase Mobile app Same page link to footnote reference 8

Direct Deposit

Set limits on where and how much your child can spend

Set up recurring allowance and assign chores

No Monthly Service Fee on a linked Chase SavingsSM account Same page link to footnote reference 9

No minimum deposit to open

Monthly Service Fee

Chase OnlineSM Banking, Online Bill PaySM Same page link to footnote reference 1 and Chase Mobile Banking

Get Chase First BankingSM—a checking account for you and your child that comes with its very own debit card

Autosave makes saving easy with automatic transfers to a Chase savings account

No Chase fee at non-Chase ATMs

No Chase fees for checks

Dedicated 24/7 banking service line

Higher limits on Chase QuickDepositSM & Zelle®, plus higher daily purchase limits & ATM withdrawal limits Same page link to footnote reference 7

Exclusive sports and entertainment benefits like hospitality lounges, early ticket sales and special seating

Earns interest

Close collaboration with dedicated Private Client Banker

Dedicated Business Banking Advisor

Discounted rates on home & auto loans Same page link to footnote reference 8, Same page link to footnote reference 9

Chase banking

Savings Accounts & CDs

Checking

Student banking

Refer a Friend

About us

Other Products & Services:

Student checking accounts for every step
Get products, tools and resources that help give students the freedom to grow along their financial journey.

Chase Online^SM Banking, Online Bill Pay^SM^{Same page link to footnote reference 1} and Chase Mobile Banking

Zelle^® - Quickly send and receive money^{Same page link to footnote reference 2}

Get Chase First Banking^SM—a checking account for you and your child that comes with its very own debit card

Early direct deposit — with direct deposit, get your money up to two business days early^{Same page link to footnote reference 5}

No Monthly Service Fee on a linked Chase Savings^SM account^{Same page link to footnote reference 7}

Account Alerts^{Same page link to footnote reference 4}

Chase Online^SM Banking, Online Bill Pay^SM^{Same page link to footnote reference 5} and Chase Mobile Banking

Zelle^® - Quickly send and receive money^{Same page link to footnote reference 7}

Chase QuickDeposit^SM - Take a picture of your check to securely deposit it using the Chase Mobile app^{Same page link to footnote reference 8}

No Monthly Service Fee on a linked Chase Savings^SM account^{Same page link to footnote reference 9}

Chase Online^SM Banking, Online Bill Pay^SM^{Same page link to footnote reference 1} and Chase Mobile Banking

Get Chase First Banking^SM—a checking account for you and your child that comes with its very own debit card

Higher limits on Chase QuickDeposit^SM & Zelle^®, plus higher daily purchase limits & ATM withdrawal limits Same page link to footnote reference ⁷

Discounted rates on home & auto loans^{Same page link to footnote reference 8}^,^{Same page link to footnote reference 9}