Chase fee waived at non-Chase ATMs
for Chase Total Checking(Registered trademark)
— Not available
Fees waived for checks
for Chase Sapphire(Service mark) Checking
Available
Personal design checks
for Chase Private Client
Available
Personal design checks
for Chase Total Checking(Registered trademark)
— Not available
Dedicated 24/7 banking service line
Dedicated 24/7 banking service line
for Chase Sapphire(Service mark) Checking
Available
Dedicated 24/7 banking service line
for Chase Private Client
Available
Dedicated 24/7 banking service line
for Chase Total Checking(Registered trademark)
— Not available
Close collaboration with dedicated Private Client Banker
Close collaboration with dedicated Private Client Banker
for Chase Sapphire(Service mark) Checking
— Not available
Close collaboration with dedicated Private Client Banker
for Chase Private Client
Available
Close collaboration with dedicated Private Client Bankerfor Chase Total Checking(Registered trademark)
— Not available
No Chase fees on: foreign exchange rate adjustments, incoming and outgoing wire transfers, the first four overdrafts during the current and prior 12 statement periods, or stop payments reference link to footnote 2
No Chase fees on: foreign exchange rate adjustments, incoming and outgoing wire transfers, the first four overdrafts during the current and prior 12 statement periods, or stop payments reference link to footnote 2
for Chase Sapphire(Service mark) Checking
Available
No Chase fees on: foreign exchange rate adjustments, incoming and outgoing wire transfers, the first four overdrafts during the current and prior 12 statement periods, or stop payments reference link to footnote 2
for Chase Private Client
Available
No Chase fee on any overdrafts
No Chase fees on: foreign exchange rate adjustments, incoming and outgoing wire transfers, the first four overdrafts during the current and prior 12 statement periods, or stop payments reference link to footnote 2
for Chase Total Checking(Registered trademark)
— Not available
Higher limits on Chase QuickDeposit & Chase QuickPay with Zelle, plus higher daily purchase limits & ATM withdrawal limits reference link to footnote 3
Higher limits on Chase QuickDeposit & Chase QuickPay with Zelle, plus higher daily purchase limits & ATM withdrawal limits reference link to footnote 3
for Chase Sapphire(Service mark) Checking
— Not available
Higher limits on Chase QuickDeposit & Chase QuickPay with Zelle, plus higher daily purchase limits & ATM withdrawal limits reference link to footnote 3
for Chase Private Client
Available
Higher limits on Chase QuickDeposit & Chase QuickPay with Zelle, plus higher daily purchase limits & ATM withdrawal limits reference link to footnote 3
for Chase Total Checking(Registered trademark)
Exclusive sports and entertainment benefits like hospitality lounges, early ticket sales and special seating
Exclusive sports and entertainment benefits like hospitality lounges, early ticket sales and special seating
for Chase Sapphire(Service mark) Checking
Available
Exclusive sports and entertainment benefits like hospitality lounges, early ticket sales and special seating
for Chase Private Client
Available
Exclusive sports and entertainment benefits like hospitality lounges, early ticket sales and special seating
for Chase Total Checking(Registered trademark)
— Not available
Special access to Chase Private Client Arts & Culture Program
Exclusive sports and entertainment benefits like hospitality lounges, early ticket sales and special seating
for Chase Sapphire(Service mark) Checking
— Not available
Exclusive sports and entertainment benefits like hospitality lounges, early ticket sales and special seating
for Chase Private Client
Available
Exclusive sports and entertainment benefits like hospitality lounges, early ticket sales and special seating
for Chase Total Checking(Registered trademark)
— Not available
Earns interest
Exclusive sports and entertainment benefits like hospitality lounges, early ticket sales and special seating
for Chase Sapphire(Service mark) Checking
Exclusive sports and entertainment benefits like hospitality lounges, early ticket sales and special seating
for Chase Private Client
Available
See banker for rates
Exclusive sports and entertainment benefits like hospitality lounges, early ticket sales and special seating
for Chase Total Checking(Registered trademark)
Existing checking customers, refer a friend and earn rewards! See details.
Chase Total Checking®
How to waive fees
Monthly Service Fee
$12 OR $0 with one of the following each monthly statement period:
Electronic deposits made into this account totaling $500 or more, such as payments from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment network, or (iii) third party services that facilitate payments to your debit card using the Visa or Mastercard network
OR
a balance at the beginning of each day of $1,500 or more in this account
OR
an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings and other balances.
$25 OR $0 with one of the following each monthly statement period:
An average beginning day balance of $15,000 or more in any combination of this account and linked qualifying Chase checking, savings and other balances
OR
a linked qualifying Chase first mortgage enrolled in automatic payments from your Chase account reference link to footnote 1
return to footnote reference 1Your qualifying mortgage must be linked and enrolled in automatic payments on the business day before the end of your statement period. Automatic payments are when you authorize Chase to automatically deduct payment each month from your Chase account. Payments you set up through Online Bill Pay will not be included. Qualifying mortgage accounts include Chase first mortgage accounts (with servicing retained by Chase) that are in good standing.
Chase SapphireSM Banking
How to waive fees
Monthly Service Fee
$25 OR $0 with the following each monthly statement period:
An average beginning day balance of $75,000 or more in any combination of this account and linked qualifying Chase checking, savings and other balances
For students 13 to 17 years old at account opening with their parent/guardian as a co-owner and the account must be linked to the parent/guardian's personal checking account. Linked accounts exclude Chase High School Checking, Chase College Checking and Chase Secure CheckingSM.
Keep in mind: When the student turns 19, the Chase High School Checking account will become a Chase Total Checking account.
$6 OR $0 for up to 5 years while in college, for college students 17 to 24 years old at account opening with proof of student status
OR $0 when you have any one of the following each monthly statement period:
An electronic deposit made into this account, such as a payment from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment network, or (iii) third party services that facilitate payments to your debit card using the Visa or Mastercard network
OR
an average beginning day balance of $5,000 or more in this account.
There is no monthly service fee but you must maintain a minimum relationship balance of $250,000.
You're now leaving Chase
Chase's website and/or mobile terms, privacy and security policies don't apply to the site or app you're about to visit. Please review its terms, privacy and security policies to see how they apply to you. Chase isn’t responsible for (and doesn't provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the Chase name.
Chase's website and/or mobile terms, privacy and security policies don't apply to the site or app you're about to visit. Please review its terms, privacy and security policies to see how they apply to you. Chase isn’t responsible for (and doesn't provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the Chase name.
Chase's website and/or mobile terms, privacy and security policies don't apply to the site or app you're about to visit. Please review its terms, privacy and security policies to see how they apply to you. Chase isn’t responsible for (and doesn't provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the Chase name.
return to footnote reference 1Chase Online Bill Pay: Must enroll in Chase OnlineSM Banking and activate Online Bill Pay. Certain restrictions and other limitations may apply.
return to footnote reference 2We will decline or return transactions when you do not have enough money in your account to cover the charge. However, you could still end up with a negative balance if, for example, a transaction is approved for one amount, but then the actual charge is more than what you have in your account (like when you add a tip at a restaurant after the transaction for the meal was already approved). Even if you have a negative balance, we will not charge you an overdraft fee.
return to footnote reference 3Fees from the ATM owner/network still apply. A Foreign Exchange Rate Adjustment Fee from Chase may apply for ATM withdrawals in a currency other than U.S. dollars.
return to footnote reference 550% discount on other personal style checks. Fees may apply for certain other supplies and expedited shipping options.
return to footnote reference 6Chase Mobile® app is available for select mobile devices. Enroll in Chase OnlineSM or on the Chase Mobile app. Deposits made through the Chase Mobile App are subject to deposit limits and funds are typically available by next business day. Deposit limits may change at any time. Other restrictions apply. See chase.com/QuickDeposit or the Chase Mobile app for eligible mobile devices, limitations, terms, conditions and details. Message and data rates may apply.
return to footnote reference 7There is no charge from Chase, but message and data rates may apply. Such charges include those from your communication service provider. Delivery of alerts may be delayed for various reasons, including service outages affecting your phone, wireless or Internet provider; technology failures and system capacity limitations.
return to footnote reference 8Chase QuickPay® with Zelle®: Enrollment in Chase QuickPay® with Zelle® is required. Both parties need a U.S. bank account; only one needs an eligible Chase account. Funds are typically made available in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle (go to https://register.zellepay.com to view participating banks). Select transactions could take up to 3 business days. Enroll on the Chase Mobile app or Chase Online. Limitations may apply. Message and data rates may apply.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Checking Text Message Program: Message and data rates may apply. For Help call 1-800-935-9935. Reply STOP to 40107 to no longer receive Chase Checking text messages until you provide your consent again. Mobile carriers not liable for delayed or undelivered messages.
Products and services described as well as associated fees, charges, interest rates and balance requirements may differ among different geographic locations. Not all products and services are offered at all locations.
JPMorgan Chase Bank, N.A. Member FDIC. Equal Opportunity Lender.
All accounts subject to approval. Restrictions and limitations apply.
return to footnote reference 1For students 13 to 17 years old at account opening with their parent/guardian as a co-owner and the account must be linked to the parent/guardian’s personal checking account. Linked accounts exclude Chase High School Checking, Chase College Checking and Chase Secure CheckingSM.
return to footnote reference 3Chase Online Bill Pay: Must enroll in Chase OnlineSM Banking and activate Online Bill Pay. Certain restrictions and other limitations may apply.
return to footnote reference 5Chase Mobile® app is available for select mobile devices. Enroll in Chase OnlineSM or on the Chase Mobile app. Deposits made through the Chase Mobile App are subject to deposit limits and funds are typically available by next business day. Deposit limits may change at any time. Other restrictions apply. See chase.com/QuickDeposit or the Chase Mobile app for eligible mobile devices, limitations, terms, conditions and details. Message and data rates may apply.
return to footnote reference 6There is no charge from Chase, but message and data rates may apply. Such charges include those from your communication service provider. Delivery of alerts may be delayed for various reasons, including service outages affecting your phone, wireless or Internet provider; technology failures and system capacity limitations.
return to footnote reference 7Chase QuickPay® with Zelle®: Enrollment in Chase QuickPay® with Zelle® is required. Both parties need a U.S. bank account; only one needs an eligible Chase account. Funds are typically made available in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle (go to https://register.zellepay.com to view participating banks). Select transactions could take up to 3 business days. Enroll on the Chase Mobile app or Chase Online. Limitations may apply. Message and data rates may apply.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Checking Text Message Program: Message and data rates may apply. For Help call 1-800-935-9935. Reply STOP to 40107 to no longer receive Chase Checking text messages until you provide your consent again. Mobile carriers not liable for delayed or undelivered messages.
Products and services described as well as associated fees, charges, interest rates and balance requirements may differ among different geographic locations. Not all products and services are offered at all locations.
JPMorgan Chase Bank, N.A. Member FDIC. Equal Opportunity Lender.
All accounts subject to approval. Restrictions and limitations apply.
return to footnote reference 1There is no Chase fee at non-Chase ATMs. Chase will refund ATM fees charged by the ATM owner/network. This benefit will begin the next business day after opening the account. Some ATM owners/networks do not identify these fees in the information they send to us and, as a result, we may not automatically refund the fee. If for any reason the refund is not processed, please contact us. There is no Foreign Exchange Rate Adjustment Fee when conducting transactions in a foreign currency. If you choose to convert an international transaction to U.S. dollars at either an ATM or on a purchase, foreign currency commissions and fees included in the exchange rate charged by third parties are excluded from Chase reimbursements.
return to footnote reference 2Other financial institutions and Chase may deduct fees and/or charges from the amount of the incoming wires, which will reduce the proceeds credited to your account. Any deductions taken by us may include processing fees charged by Chase. No fees for Insufficient Funds and Returned Items — if item(s) are presented or withdrawal request(s) are made against an account with insufficient funds on four or fewer business days during the current and prior 12 statement periods.
return to footnote reference 3Chase Mobile® app is available for select mobile devices. Enroll in Chase OnlineSM or on the Chase Mobile app. Deposits made through the Chase Mobile app are subject to deposit limits and funds are typically available by next business day. Deposit limits may change at any time. Other restrictions apply. See chase.com/QuickDeposit or the Chase Mobile app for eligible mobile devices, limitations, terms, conditions and details. Enrollment in Chase QuickPay® with Zelle® is required. Both parties need a U.S. bank account; only one needs an eligible Chase account. Funds are typically made available in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle (go to https://register.zellepay.com to view participating banks). Select transactions could take up to 3 business days. Enroll on the Chase Mobile app or Chase Online. Limitations may apply. Message and data rates may apply.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
return to footnote reference 4Commission-free online trades apply to trading in U.S. listed stocks, Exchange-Traded Funds (ETFs), and options. Option trades are subject to a $0.65 per-contract fee. Sales are subject to a regulatory transaction fee of between $0.01 and $0.03 per $1,000 of principal. There are costs associated with owning certain investments, including mutual funds and ETFs. Offer terms and pricing are subject to change and/or termination. Other fees and restrictions (including account types) apply. See youinvest.com/pricing for terms and conditions.
return to footnote reference 5Options trading involves risk; is not suitable for all investors; and is subject to approval. Before buying and selling options, investors should understand all of their rights and obligations associated with trading options. For information about options trading, including the risks, please review the "Characteristics and Risks of Standardized Options"
return to footnote reference 6The Chase Mortgage Rate Program offers Chase Private Clients rate discounts of 0.125% for total deposits and investments in personal accounts of $250,000 – $999,999 or 0.25% for $1,000,000+ for purchase and refinance transactions. These discounts apply to the full spectrum of residential mortgage types, including fixed- and adjustable-rate products for jumbo and conforming mortgages. For fixed-rate mortgages the Private Client Mortgage Rate Program discount is for the life of the loan and until the first adjustment on adjustable-rate mortgages (ARM). For the Adjustable-Rate Mortgage (ARM) product, interest is fixed for a set period of time, and adjusts periodically thereafter. At the end of the fixed-rate period, the interest and payments may increase. The APR may increase after the loan consummation. The mortgage rate disclosed at the time of the application will be based on current eligible banking and investment balances held by the customer(s) at JPMorgan Chase excluding any funds associated with the mortgage, such as down payment or closing costs. JPMorgan Chase does not require that customers structure or hold their balances in any particular type of account in order to qualify for a loan or the Private Client Mortgage Rate Program, nor does JPMorgan Chase require customers to purchase any nontraditional banking products or services (such as brokerage accounts) from affiliates like J.P. Morgan Securities LLC. Personal banking and investment balances will be used to determine the appropriate mortgage rate discounts. Business accounts do not qualify for mortgage rate discounts.
Chase Private Clients with a minimum of $250,000 in qualifying checking, savings and/or investment accounts with Chase that secure a new Chase Home Equity Line of Credit can qualify for a .50% rate discount (or a 1.00% rate discount with a minimum of $1,000,000 in qualifying Chase accounts), with a $50 annual fee waiver. A customer can qualify for a rate discount of 0.25% when they (a) provide contracts or bids for home improvements totaling at least $30,000, to be withdrawn subsequent to closing; OR (b) withdraw at least $30,000 from their Chase home equity line of credit at closing. Discount not available for existing HELOC customers with more than three (3) years remaining in the draw period. Business accounts do not qualify for Home Equity Line of Credit rate discounts.
All home lending products are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply.
return to footnote reference 7AUTO PURCHASE: As a Chase Private Client, you receive a rate discount of 0.25% off standard auto loan rates through Chase Auto, available for chase.com applications only. Not available for applications submitted to a dealer. Rate discounts are subject to change at any time. To finance a new or used car with Chase Auto you must purchase your car from a dealer in the Chase network. All applications are subject to credit approval by JPMorgan Chase Bank, N.A. (“Chase”). The dealer will be the original creditor and assign the financing to Chase. Additional terms and conditions apply, such as vehicle make, age and mileage.
AUTO REFINANCE: As a Chase Private Client, you receive a rate discount of up to 0.25% off standard auto loan rates, plus you get 0.25% off standard auto loan rates if you have a Chase personal checking account when you apply. Rate discounts are subject to change at any time. Refinancing is subject to credit approval by JPMorgan Chase Bank, N.A. (“Chase”). Rates will be determined at the time you apply based on application information. Additional terms and conditions apply such as vehicle age and mileage. If you decide to refinance with Chase, you may be able to lower your monthly loan payment or reduce your APR. However, if you choose a loan term that is longer than the term left in your existing auto loan, you will pay interest over a longer period of time, and the overall cost of your loan may be higher. Consult your financial advisor to see if refinancing your auto loan is right for you.
return to footnote reference 8There is no charge from Chase, but message and data rates may apply. Such charges include those from your communication service provider. Delivery of alerts may be delayed for various reasons, including service outages affecting your phone, wireless or Internet provider; technology failures and system capacity limitations.
Checking Text Message Program: Message and data rates may apply. For Help call 1-800-935-9935. Reply STOP to 40107 to no longer receive Chase Checking text messages until you provide your consent again. Mobile carriers not liable for delayed or undelivered messages.
“Chase Private Client” is the brand name for a banking and investment product and service offering.
Bank deposit accounts, such as checking and savings, may be subject to approval. Deposit products and related services are offered by JPMorgan Chase Bank, N.A. Member FDIC.
Investment products and services are offered through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment advisor, member of FINRA and SIPC. Annuities are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. JPMS, CIA and JPMorgan Chase Bank, N.A. are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states.
INVESTMENT AND INSURANCE PRODUCTS: •NOT A DEPOSIT • NOT FDIC INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NO BANK GUARANTEE • MAY LOSE VALUE
Products and services described as well as associated fees, charges, interest rates and balance requirements may differ among different geographic locations. Not all products and services are offered at all locations.
JPMorgan Chase Bank, N.A. Member FDIC. Equal Opportunity Lender.
Available
