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Welcome to Chase Checking Accounts

Open our most popular checking account — Chase Total Checking®

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Are you a college student? ›

You may qualify for $0 monthly fees (up to 5 years)

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Compare accounts and select the one that fits your needs(Choose 2)

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Chase Total
Checking®

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Chase
Premier Plus
CheckingSM

Earns interest

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Chase SapphireSM
Checking

See exclusive benefits ›

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Monthly Service Fee

$12 or $0

$25 or $0

$25 or $0
Minimum deposit to open

$25

$25

$100
Access to 16,000 ATMs and 5,100 branches
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Chase OnlineSM Banking and Online Bill PaySM reference link to footnote1
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Chase Mobile® Banking
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Chase fee waived at non-Chase ATMs
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(4 times per statement period)reference link to footnote2
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(No ATM fees worldwide)reference link to footnote3
Earns interest
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See rates
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See rates
Fees waived for counter checks, money orders and cashier’s checks
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Monthly Service Fee waived on any linked personal Chase Savings account(s)reference link to footnote4
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Additional linked Chase Checking accounts with no Monthly Service Feereference link to footnote4
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(up to 2 Chase Premier Plus Checking accounts)
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(up to 9 Chase Sapphire Checking accounts)
Fees waived for checks
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Chase design checksreference link to footnote5
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Personal design checks
Dedicated 24/7 service line
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No fees on: foreign exchange rate adjustments, incoming and outgoing wire transfers, insufficient funds or returned items if you have 4 or fewer occurrences in previous 12 months, or stop paymentsreference link to footnote6
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See account details See account details See account details
Open now

Enjoy the ease of banking with Chase

Mobile check deposit

Mobile check deposit

Deposit checks from almost anywhere with the Chase Mobile® appreference link to footnote7

Active alerts

Active alerts

Account alertsreference link to footnote8 help you monitor your finances and keep your account safe

Convenient locations

Convenient locations

Access to 16,000 ATMs and 5,100 branches

Chase QuickPay(Registered Trade Mark) with Zelle(Registered Trade Mark)

Chase QuickPay® with Zelle®

Pay practically anyone from any bankreference link to footnote9

Find your nearest branch

Existing checking customers, refer a friend and earn rewards! See details.

Chase Total Checking®

How to waive fees

Monthly Service Fee

$12 OR $0 with one of the following each monthly statement period:

Direct deposits totaling
$500
or more made to this
accountreference link to footnote1

OR

a balance at the beginning
of each day of
$1,500
or more in this account

OR

an average beginning day balance of
$5,000
or more in any combination of this
account and linked qualifying
Chase checking, savings and other balances.

Other miscellaneous fees apply. See the Clear & Simple Product Guide (PDF) for more information. Account subject to approval.

Open now

reference link to footnote1Direct deposits can be an ACH credit, payroll, pension or government benefits such as Social Security.

Chase Premier Plus CheckingSM

How to waive fees

Monthly Service Fee

$25 OR $0 with one of the following each monthly statement period:

An average beginning day balance of
$15,000
or more in any combination of this account and linked
qualifying Chase checking, savings and other balances

OR

a linked qualifying Chase first mortgage enrolled in
automatic payments from your Chase accountreference link to footnote1

Other miscellaneous fees apply. See the Clear & Simple Product Guide (PDF) for more information. Account subject to approval.

Open now

reference link to footnote1Your qualifying mortgage must be linked and enrolled in automatic payments on the business day before the end of your statement period. Automatic payments are when you authorize Chase Home Lending to automatically deduct payment each month from your Chase account. Payments you set up through Online Bill Pay will not be included. Qualifying mortgage accounts include Chase first mortgage accounts (with servicing retained by Chase) that are in good standing.

Chase SapphireSM Checking

How to waive fees

Monthly Service Fee

$25 OR $0 with the following each monthly statement period:

An average beginning day balance of
$75,000
or more in any combination of this account and linked
qualifying Chase checking, savings and other balances

Other miscellaneous fees apply. See the Clear & Simple Product Guide (PDF) for more information. Account subject to approval.

Open now

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Chase's website and/or mobile terms, privacy and security policies don't apply to the site or app you're about to visit. Please review its terms, privacy and security policies to see how they apply to you. Chase isn’t responsible for (and doesn't provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the Chase name.

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You're now leaving Chase

Chase's website and/or mobile terms, privacy and security policies don't apply to the site or app you're about to visit. Please review its terms, privacy and security policies to see how they apply to you. Chase isn’t responsible for (and doesn't provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the Chase name.

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Proceed

All accounts subject to approval. Restrictions and limitations apply.

Other miscellaneous fees apply. See the Clear & Simple Product Guide (PDF) for more information.

1Chase Online Bill Pay: Must enroll in Chase OnlineSM Banking and activate Online Bill Pay. Certain restrictions and other limitations may apply.

2Fees from the ATM owner still apply. A Foreign Exchange Rate Adjustment Fee from Chase may apply for ATM withdrawals in a currency other than U.S. dollars.

3There is no Chase fee at non-Chase ATMs. Chase will refund ATM fees charged by the ATM owner. Some ATM owners do not identify these fees in the information they send to us and, as a result, we may not automatically refund the fee. If for any reason the refund is not processed, please contact us. No Foreign Exchange Rate Adjustment Fee.

4Account must be linked to the checking account for No Monthly Service Fee.

550% discount on other personal style checks. Fees may apply for certain other supplies and expedited shipping options.

6An occurrence happens any business day that at least one (1) item is presented or withdrawal request is made against an account with Insufficient Funds.

7Chase QuickDepositSM is subject to deposit limits and funds are typically available by next business day. Deposit limits may change at any time. Other restrictions apply. See Chase.com/QuickDeposit or the Chase Mobile® app for eligible mobile devices, limitations, terms, conditions and details. Chase Mobile® app is available for select mobile devices. Enroll in Chase OnlineSM. Message and data rates may apply.

8There is no charge from Chase, but message and data rates may apply. Such charges include those from your communication service provider. Delivery of alerts may be delayed for various reasons, including service outages affecting your phone, wireless or Internet provider; technology failures and system capacity limitations.

9Chase QuickPay® with Zelle®: Both parties need a U.S. bank account; only one needs an eligible Chase account. Transfers between eligible Chase accounts and select participating Zelle memeber banks or Zelle app users are typically available within minutes (go to chase.com/quickpay to view participating banks). Transfers between eligible Chase accounts and non Zelle memeber banks not using the Zelle app could take up to 5 business days. Enroll on the Chase Mobile® app or Chase OnlineSM. Limitations may apply. Message and data rates may apply. JPMorgan Chase Bank, N.A. Member FDIC.

Zelle and the Zelle related marks and logos are property of Early Warning Services, LLC. and are used herein under license.

Products and services described as well as associated fees, charges, interest rates and balance requirements may differ among different geographic locations. Not all products and services are offered at all locations.

JPMorgan Chase Bank, N.A. Member FDIC. Equal Opportunity Lender.

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