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Most Popular

Chase Total
Checking ® Opens new window

Our most popular account with
the banking essentials
 

Open now

Chase Secure
Banking SM Opens new window

A simple checking account with
no overdraft fees
 

Open now

Chase Premier
Plus Checking SM Opens new window

Get more benefits and save money on
counter checks, money orders and more

Open now

Compare to our most popular account

No minimum deposit to open

No minimum deposit to open for Chase Total Checking(Registered trademark)
checkmark icon Available
No minimum deposit to open for Chase Secure Banking(Service mark)
checkmark icon Available
No minimum deposit to open for Chase Premier Plus Checking(Service mark)
checkmark icon Available

Monthly Service Fee

Monthly Service Fee for Chase Total Checking(Registered trademark)

$12 or $0

Monthly Service Fee for Chase Secure Banking(Service mark)

$4.95

Fixed fee

Monthly Service Fee for Chase Premier Plus Checking(Service mark)

$25 or $0

More than 16,000 ATMs and more than 4,700 branches

More than 16,000 ATMs and more than 4,700 branches for Chase Total Checking(Registered trademark)
checkmark icon Available
More than 16,000 ATMs and more than 4,700 branches for Chase Secure Banking(Service mark)
checkmark icon Available
More than 16,000 ATMs and more than 4,700 branches for Chase Premier Plus Checking(Service mark)
checkmark icon Available

Chase OnlineSM Banking, Online Bill PaySM Same page link to footnote reference 1 and Chase Mobile Banking

Chase OnlineSM Banking, Online Bill PaySM Same page link to footnote reference 1 and Chase Mobile Banking for Chase Total Checking(Registered trademark)
checkmark icon Available
Chase OnlineSM Banking, Online Bill PaySM Same page link to footnote reference 1 and Chase Mobile Banking for Chase Secure Banking(Service mark)
checkmark icon Available
Chase OnlineSM Banking, Online Bill PaySM Same page link to footnote reference 1 and Chase Mobile Banking for Chase Premier Plus Checking(Service mark)
checkmark icon Available

Zelle® - Quickly send and receive money Same page link to footnote reference 2

Zelle® - Quickly send and receive money Same page link to footnote reference 2 for Chase Total Checking(Registered trademark)
checkmark icon Available
Zelle® - Quickly send and receive money Same page link to footnote reference 2 for Chase Secure Banking(Service mark)
checkmark icon Available
Zelle® - Quickly send and receive money Same page link to footnote reference 2 for Chase Premier Plus Checking(Service mark)
checkmark icon Available

Autosave makes saving easy with automatic transfers to a Chase savings account

Autosave makes saving easy with automatic transfers to a Chase savings account for Chase Total Checking(Registered trademark)
checkmark icon Available
Autosave makes saving easy with automatic transfers to a Chase savings account for Chase Secure Banking(Service mark)
checkmark icon Available
Autosave makes saving easy with automatic transfers to a Chase savings account for Chase Premier Plus Checking(Service mark)
checkmark icon Available

Get Chase First BankingSM—a checking account for you and your child that comes with its very own debit card

Get Chase First BankingSM—a checking account for you and your child that comes with its very own debit card for Chase Total Checking(Registered trademark)
checkmark icon Available
Get Chase First BankingSM—a checking account for you and your child that comes with its very own debit card for Chase Secure Banking(Service mark)
checkmark icon Available
Get Chase First BankingSM—a checking account for you and your child that comes with its very own debit card for Chase Premier Plus Checking(Service mark)
checkmark icon Available

Chase Overdraft AssistSMopens overlay Same page link to footnote reference 3

Chase Overdraft AssistSM for Chase Total Checking(Registered trademark)
checkmark icon Available
Chase Overdraft AssistSM for Chase Secure Banking(Service mark)
— Not available

Spend only the money you have available, without worrying about overdraft feesSame page link to footnote reference4

Chase Overdraft AssistSM for Chase Premier Plus Checking(Service mark)
checkmark icon Available

Early direct deposit — with direct deposit, get your money up to two business days early Same page link to footnote reference 5

Early direct deposit — with direct deposit, get your money up to two business days early Same page link to footnote reference 5 for Chase Total Checking(Registered trademark)
— Not available
Early direct deposit — with direct deposit, get your money up to two business days early Same page link to footnote reference 5 for Chase Secure Banking(Service mark)
checkmark icon Available
Early direct deposit — with direct deposit, get your money up to two business days early Same page link to footnote reference 5 for Chase Premier Plus Checking(Service mark)
— Not available

No fees for money orders and cashier's checks

No fees for money orders and cashier's checks for Chase Total Checking(Registered trademark)
— Not available
No fees for money orders and cashier's checks for Chase Secure Banking(Service mark)
checkmark icon Available
No fees for money orders and cashier's checks for Chase Premier Plus Checking(Service mark)
checkmark icon Available

No Chase fee at non-Chase ATMs

No Chase fee at non-Chase ATMs for Chase Total Checking(Registered trademark)
— Not available
No Chase fee at non-Chase ATMs for Chase Secure Banking(Service mark)
— Not available
No Chase fee at non-Chase ATMs for Chase Premier Plus Checking(Service mark)
checkmark icon Available

4 times per statement periodSame page link to footnote reference6

No Monthly Service Fee on a linked Chase SavingsSM account Same page link to footnote reference 7

No Monthly Service Fee on a linked Chase SavingsSM account Same page link to footnote reference 7 for Chase Total Checking(Registered trademark)
— Not available
No Monthly Service Fee on a linked Chase SavingsSM account Same page link to footnote reference 7 for Chase Secure Banking(Service mark)
— Not available
No Monthly Service Fee on a linked Chase SavingsSM account Same page link to footnote reference 7 for Chase Premier Plus Checking(Service mark)
checkmark icon Available

Up to 2 Chase Premier Plus Checking accounts and a personal Chase savings account

No Chase fees for checks

No Chase fees for checks for Chase Total Checking(Registered trademark)
— Not available
No Chase fees for checks for Chase Secure Banking(Service mark)
— Not available

No paper checks

No Chase fees for checks for Chase Premier Plus Checking(Service mark)
checkmark icon Available

Chase design checksSame page link to footnote reference8

Earns interest

Earns interest for Chase Total Checking(Registered trademark)
— Not available
Earns interest for Chase Secure Banking(Service mark)
— Not available
Earns interest for Chase Premier Plus Checking(Service mark)
checkmark icon Available
See account details for Chase Total Checking(Registered trademark)
See account details for Chase Secure Banking(Service mark)
See account details for Chase Premier Plus Checking(Service mark)
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Chase First
Banking SM Opens new window

Parent-owned and for children ages 6 to 17.
Requires eligible account to
openSame page link to footnote reference1
 

Open now

Chase High
School Checking SM Opens in a new window

Parent co-owned and for students ages
13 to 17
at account openingSame page link to footnote reference2
Must open in branch
 
 

Learn more

Chase College
Checking SM Opens new window

For college students ages 17 to 24
at account openingSame page link to footnote reference 3
17-year-olds must open in branch 
 
 

Open now

No minimum deposit to open

No minimum deposit to open for Chase First Banking(Service Mark)
checkmark icon Available
No minimum deposit to open for Chase High School Checking(Service mark)
checkmark icon Available
No minimum deposit to open for Chase College Checking(Service mark)
checkmark icon Available

Monthly Service Fee

Monthly Service Fee for Chase First Banking(Service Mark)

$0

Monthly Service Fee for Chase High School Checking(Service mark)

$0

Monthly Service Fee for Chase College Checking(Service mark)

$6 or $0

More than 16,000 ATMs and more than 4,700 branches

More than 16,000 ATMs and more than 4,700 branches for Chase First Banking(Service Mark)
checkmark icon Available
More than 16,000 ATMs and more than 4,700 branches for Chase High School Checking(Service mark)
checkmark icon Available
More than 16,000 ATMs and more than 4,700 branches for Chase College Checking(Service mark)
checkmark icon Available

Account Alerts Same page link to footnote reference 4

Account Alerts Same page link to footnote reference 4 for Chase First Banking(Service Mark)
checkmark icon Available
Account Alerts Same page link to footnote reference 4 for Chase High School Checking(Service mark)
checkmark icon Available
Account Alerts Same page link to footnote reference 4 for Chase College Checking(Service mark)
checkmark icon Available

Chase OnlineSM Banking, Online Bill PaySM Same page link to footnote reference 5 and Chase Mobile Banking

Chase OnlineSM Banking, Online Bill PaySM Same page link to footnote reference 5 and Chase Mobile Banking for Chase First Banking(Service Mark)

Limited services availableSame page link to footnote reference6

Chase OnlineSM Banking, Online Bill PaySM Same page link to footnote reference 5 and Chase Mobile Banking for Chase High School Checking(Service mark)
checkmark icon Available
Chase OnlineSM Banking, Online Bill PaySM Same page link to footnote reference 5 and Chase Mobile Banking for Chase College Checking(Service mark)
checkmark icon Available

Zelle® - Quickly send and receive money Same page link to footnote reference 7

Zelle® - Quickly send and receive money Same page link to footnote reference 7 for Chase First Banking(Service Mark)
— Not available
Zelle® - Quickly send and receive money Same page link to footnote reference 7 for Chase High School Checking(Service mark)
checkmark icon Available
Zelle® - Quickly send and receive money Same page link to footnote reference 7 for Chase College Checking(Service mark)
checkmark icon Available

Autosave makes saving easy with automatic transfers to a Chase savings account

Autosave makes saving easy with automatic transfers to a Chase savings account for Chase First Banking(Service Mark)
— Not available

Set and track savings goals in the Chase Mobile® app Same page link to footnote reference 8

Autosave makes saving easy with automatic transfers to a Chase savings account for Chase High School Checking(Service mark)
checkmark icon Available
Autosave makes saving easy with automatic transfers to a Chase savings account for Chase College Checking(Service mark)
checkmark icon Available

Chase QuickDepositSM - Take a picture of your check to securely deposit it using the Chase Mobile app Same page link to footnote reference 8

Chase QuickDepositSM - Take a picture of your check to securely deposit it using the Chase Mobile app Same page link to footnote reference 8 for Chase First Banking(Service Mark)
— Not available
Chase QuickDepositSM - Take a picture of your check to securely deposit it using the Chase Mobile app Same page link to footnote reference 8 for Chase High School Checking(Service mark)
checkmark icon Available
Chase QuickDepositSM - Take a picture of your check to securely deposit it using the Chase Mobile app Same page link to footnote reference 8 for Chase College Checking(Service mark)
checkmark icon Available

Direct Deposit

Direct Deposit for Chase First Banking(Service Mark)
— Not available
Direct Deposit for Chase High School Checking(Service mark)
checkmark icon Available
Direct Deposit for Chase College Checking(Service mark)
checkmark icon Available

Set limits on where and how much your child can spend

Set limits on where and how much your child can spend for Chase First Banking(Service Mark)
checkmark icon Available
Set limits on where and how much your child can spend for Chase High School Checking(Service mark)
— Not available
Set limits on where and how much your child can spend for Chase College Checking(Service mark)
— Not available

Set up recurring allowance and assign chores

Set up recurring allowance and assign chores for Chase First Banking(Service Mark)
checkmark icon Available
Set up recurring allowance and assign chores for Chase High School Checking(Service mark)
— Not available
Set up recurring allowance and assign chores for Chase College Checking(Service mark)
— Not available

No Monthly Service Fee on a linked Chase SavingsSM account Same page link to footnote reference 9

No Monthly Service Fee on a linked Chase SavingsSM account Same page link to footnote reference 9 for Chase First Banking(Service Mark)
— Not available
No Monthly Service Fee on a linked Chase SavingsSM account Same page link to footnote reference 9 for Chase High School Checking(Service mark)
— Not available
No Monthly Service Fee on a linked Chase SavingsSM account Same page link to footnote reference 9 for Chase College Checking(Service mark)
checkmark icon Available

Must be linked for Overdraft Protection

Chase Overdraft AssistSMopens overlay Same page link to footnote reference 10

Chase Overdraft AssistSM for Chase First Banking(Service Mark)
— Not available
Chase Overdraft AssistSM for Chase High School Checking(Service mark)
— Not available
Chase Overdraft AssistSM for Chase College Checking(Service mark)
checkmark icon Available

See account details for Chase First Banking(Service Mark)
See account details for Chase High School Checking(Service mark)
See account details for Chase College Checking(Service mark)
Looking for a
different type of account?

Browse all Chase Checking accounts.
Explore more options
Table with 32 columns and 26 rows
Exclusive Benefits

Chase Sapphire SM
Banking Opens new window

A premium banking experience
with more benefits
 

Open now
Personalized Service

Chase Private
Client Checking SM Opens new window

Get priority service, perks and
benefits, plus a dedicated team
 

Get started
Most Popular

Chase Total
Checking ® Opens new window

Our most popular account with
the banking essentials
 

Open now

Compare to our most
popular account

No minimum deposit to open

No minimum deposit to open for Chase Sapphire(Service mark) Banking
checkmark icon Available
No minimum deposit to open for Chase Private Client Checking(Service mark)
checkmark icon Available
No minimum deposit to open for Chase Total Checking(Registered trademark)
checkmark icon Available

Monthly Service Fee

Monthly Service Fee for Chase Sapphire(Service mark) Banking

$25 or $0

Monthly Service Fee for Chase Private Client Checking(Service mark)

$35 or $0

Monthly Service Fee for Chase Total Checking(Registered trademark)

$12 or $0

Chase OnlineSM Banking, Online Bill PaySM Same page link to footnote reference 1 and Chase Mobile Banking

Chase OnlineSM Banking, Online Bill PaySM Same page link to footnote reference 1 and Chase Mobile Banking for Chase Sapphire(Service mark) Banking
checkmark icon Available
Chase OnlineSM Banking, Online Bill PaySM Same page link to footnote reference 1 and Chase Mobile Banking for Chase Private Client Checking(Service mark)
checkmark icon Available
Chase OnlineSM Banking, Online Bill PaySM Same page link to footnote reference 1 and Chase Mobile Banking for Chase Total Checking(Registered trademark)
checkmark icon Available

Get Chase First BankingSM—a checking account for you and your child that comes with its very own debit card

Get Chase First BankingSM—a checking account for you and your child that comes with its very own debit card for Chase Sapphire(Service mark) Banking
checkmark icon Available
Get Chase First BankingSM—a checking account for you and your child that comes with its very own debit card for Chase Private Client Checking(Service mark)
checkmark icon Available
Get Chase First BankingSM—a checking account for you and your child that comes with its very own debit card for Chase Total Checking(Registered trademark)
checkmark icon Available

Autosave makes saving easy with automatic transfers to a Chase savings account

Autosave makes saving easy with automatic transfers to a Chase savings account for Chase Sapphire(Service mark) Banking
checkmark icon Available
Autosave makes saving easy with automatic transfers to a Chase savings account for Chase Private Client Checking(Service mark)
checkmark icon Available
Autosave makes saving easy with automatic transfers to a Chase savings account for Chase Total Checking(Registered trademark)
checkmark icon Available

No Chase fee at non-Chase ATMs

No Chase fee at non-Chase ATMs for Chase Sapphire(Service mark) Banking
checkmark icon Available

No ATM fees worldwide Same page link to footnote reference 2

No Chase fee at non-Chase ATMs for Chase Private Client Checking(Service mark)
checkmark icon Available

No ATM fees worldwide Same page link to footnote reference 2

No Chase fee at non-Chase ATMs for Chase Total Checking(Registered trademark)
— Not available

No Chase fees for checks

No Chase fees for checks for Chase Sapphire(Service mark) Banking
checkmark icon Available

Chase design checksSame page link to footnote reference3

No Chase fees for checks for Chase Private Client Checking(Service mark)
checkmark icon Available

Personal design checksSame page link to footnote reference3

No Chase fees for checks for Chase Total Checking(Registered trademark)
— Not available

Dedicated 24/7 banking service line

Dedicated 24/7 banking service line for Chase Sapphire(Service mark) Banking
checkmark icon Available
Dedicated 24/7 banking service line for Chase Private Client Checking(Service mark)
checkmark icon Available
Dedicated 24/7 banking service line for Chase Total Checking(Registered trademark)
— Not available

No Chase fees on: foreign exchange rate adjustments Same page link to footnote reference 4, incoming and outgoing wire transfers Same page link to footnote reference 5, the first four overdrafts during the current and prior 12 statement periods Same page link to footnote reference 6, or stop payments

No Chase fees on: foreign exchange rate adjustments Same page link to footnote reference 4, incoming and outgoing wire transfers Same page link to footnote reference 5, the first four overdrafts during the current and prior 12 statement periods Same page link to footnote reference 6, or stop payments for Chase Sapphire(Service mark) Banking
checkmark icon Available
No Chase fees on: foreign exchange rate adjustments Same page link to footnote reference 4, incoming and outgoing wire transfers Same page link to footnote reference 5, the first four overdrafts during the current and prior 12 statement periods Same page link to footnote reference 6, or stop payments for Chase Private Client Checking(Service mark)
checkmark icon Available
No Chase fees on: foreign exchange rate adjustments Same page link to footnote reference 4, incoming and outgoing wire transfers Same page link to footnote reference 5, the first four overdrafts during the current and prior 12 statement periods Same page link to footnote reference 6, or stop payments for Chase Total Checking(Registered trademark)
— Not available

Higher limits on Chase QuickDepositSM & Zelle®, plus higher daily purchase limits & ATM withdrawal limits Same page link to footnote reference 7

Higher limits on Chase QuickDepositSM & Zelle®, plus higher daily purchase limits & ATM withdrawal limits Same page link to footnote reference 7 for Chase Sapphire(Service mark) Banking
checkmark icon Available
Higher limits on Chase QuickDepositSM & Zelle®, plus higher daily purchase limits & ATM withdrawal limits Same page link to footnote reference 7 for Chase Private Client Checking(Service mark)
checkmark icon Available
Higher limits on Chase QuickDepositSM & Zelle®, plus higher daily purchase limits & ATM withdrawal limits Same page link to footnote reference 7 for Chase Total Checking(Registered trademark)
— Not available

Exclusive sports and entertainment benefits like hospitality lounges, early ticket sales and special seating

Exclusive sports and entertainment benefits like hospitality lounges, early ticket sales and special seating for Chase Sapphire(Service mark) Banking
checkmark icon Available
Exclusive sports and entertainment benefits like hospitality lounges, early ticket sales and special seating for Chase Private Client Checking(Service mark)
checkmark icon Available
Exclusive sports and entertainment benefits like hospitality lounges, early ticket sales and special seating for Chase Total Checking(Registered trademark)
— Not available

Earns interest

Earns interest for Chase Sapphire(Service mark) Banking
checkmark icon Available
Earns interest for Chase Private Client Checking(Service mark)
checkmark icon Available
Earns interest for Chase Total Checking(Registered trademark)
— Not available

Close collaboration with dedicated Private Client Banker

Close collaboration with dedicated Private Client Banker for Chase Sapphire(Service mark) Banking
— Not available
Close collaboration with dedicated Private Client Banker for Chase Private Client Checking(Service mark)
checkmark icon Available
Close collaboration with dedicated Private Client Banker for Chase Total Checking(Registered trademark)
— Not available

Dedicated Business Banking Advisor

Dedicated Business Banking Advisor for Chase Sapphire(Service mark) Banking
— Not available
Dedicated Business Banking Advisor for Chase Private Client Checking(Service mark)
checkmark icon Available
Dedicated Business Banking Advisor for Chase Total Checking(Registered trademark)
— Not available

Discounted rates on home & auto loans Same page link to footnote reference 8, Same page link to footnote reference 9

Discounted rates on home & auto loans Same page link to footnote reference 8, Same page link to footnote reference 9 for Chase Sapphire(Service mark) Banking
— Not available
Discounted rates on home & auto loans Same page link to footnote reference 8, Same page link to footnote reference 9 for Chase Private Client Checking(Service mark)
checkmark icon Available
Discounted rates on home & auto loans Same page link to footnote reference 8, Same page link to footnote reference 9 for Chase Total Checking(Registered trademark)
— Not available
See account details for Chase Sapphire(Service mark) Banking
See account details for Chase Private Client Checking(Service mark)
See account details for Chase Total Checking(Registered trademark)
Looking for a
different type of account?

Browse all Chase Checking accounts.
Explore more options

Are you a college student? ›

New Chase checking customers — get $100 when you open a Chase College CheckingSM account with qualifying activities. 

Do you have a coupon? ›

Redeem your code

Financial resources for students ›

Learn more about student banking, budgeting, and saving with the help of our financial goals hub.

Open now

Find your nearest branch View acceptable forms of identification to open an account (PDF)

Existing checking customers, refer a friend and earn rewards! See details.

×

Chase Total Checking®

How to waive fees

Monthly Service Fee

$12 OR $0 with one of the following each monthly statement period:

Electronic deposits made into this account totaling
$500
or more, such as payments from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment network, or (iii) third party services that facilitate payments to your debit card using the Visa® or Mastercard® network

OR

a balance at the beginning
of each day of
$1,500
or more in this account

OR

an average beginning day balance of
$5,000
or more in any combination of this account and linked qualifying Chase checking, savings and other balances.

Other miscellaneous fees apply. See the Clear & Simple Product Guide (PDF) for more information. Account subject to approval.

Open now

Chase Premier Plus CheckingSM

How to waive fees

Monthly Service Fee

$25 OR $0 with one of the following each monthly statement period:

An average beginning day balance of
$15,000
or more in any combination of this account and linked
qualifying Chase checking, savings and other balances

OR

a linked qualifying Chase first mortgage enrolled in
automatic payments from your Chase account. Same page link to footnote reference 1

Other miscellaneous fees apply. See Additional Banking Services & Fees (PDF) for more information. Account subject to approval.

Open now

Same page link returns to footnote reference 1Your qualifying mortgage must be linked and enrolled in automatic payments on the business day before the end of your statement period. Automatic payments are when you authorize Chase to automatically deduct payment each month from your Chase account. Payments you set up through Online Bill Pay will not be included. Qualifying mortgage accounts include Chase first mortgage accounts (with servicing retained by Chase) that are in good standing.

Chase SapphireSM Banking

How to waive fees

Monthly Service Fee

$25 OR $0 with the following each monthly statement period:

An average beginning day balance of
$75,000
or more in any combination of this account and linked
qualifying Chase checking, savings and other balances.

Other miscellaneous fees apply. See Additional Banking Services & Fees (PDF) for more information. Account subject to approval.

Open now

Chase High School CheckingSM

Qualifying activities

Monthly Service Fee

$0 with the following:

For students 13 to 17 years old at account opening with their parent/guardian as a co-owner and the account must be linked to the parent/guardian's personal checking account. Linked accounts exclude Chase High School CheckingSM, Chase College CheckingSM, Chase Secure CheckingSM and Chase First CheckingSM.


Keep in mind: When the student turns 19, the Chase High School CheckingSM account will become a Chase Total Checking® account.


Other miscellaneous fees apply. See Additional Banking Services & Fees (PDF) for more information. Account subject to approval.


Learn more

Chase College CheckingSM

How to waive fees

Monthly Service Fee

$6 OR $0 for up to 5 years while in college, for college students 17 to 24 years old at account opening with proof of student status

                OR $0 when you have any one of the following each monthly statement period:

An electronic deposit made into this account, such as a payment from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment network, or (iii) third party services that facilitate payments to your debit card using the Visa® or Mastercard® network

OR

an average ending day balance of
$5,000
or more in this account.


Other miscellaneous fees apply. See Additional Banking Services & Fees (PDF) for more information. Account subject to approval.

17-year-olds must open in branch.

Open now

Chase First BankingSM

Eligible accounts

Monthly Service Fee

$0

You must be an existing Chase checking customer to open the account. Same page link to footnote reference 1 Eligible parent accounts include:

  • Chase Secure BankingSM
  • Chase Total Checking®
  • Chase Premier Plus CheckingSM
  • Chase SapphireSM Banking
  • Chase Private Client CheckingSM

Account subject to approval. See Additional Banking Services & Fees (PDF) for more information.

Open now

Same page link returns to footnote reference 1Qualifying accounts include: Chase Secure CheckingSM, Chase Total Checking®, Chase Premier Plus CheckingSM, Chase SapphireSM Checking or a Chase Private Client CheckingSM account. Benefits offered to these checking accounts do not apply to Chase First Checking accounts. Only the parent/guardian who opened the account can fund, view or manage this account. You can open a Chase First Checking account for your child who is 6-17 years old.

Chase Private Client CheckingSM

How to waive fees

Monthly Service Fee

$35 OR $0 with one of the following each monthly statement period:

An average beginning day balance of
$150,000
or more in any combination of this account and linked qualifying Chase checking, savings and other balances

OR

a linked Chase Platinum Business CheckingSM account.

Other miscellaneous fees apply. See Additional Banking Services & Fees (PDF) for more information. Speak with a banker for current interest rates.

Open now
Chase private client logo

Get more from a personalized relationship today.

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Already have a Chase checking account and want to upgrade to Chase Private Client? Schedule a meeting

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See more details about the exceptional benefits of becoming a Chase Private Client.

Chase private client logo

Chase Private Client CheckingSM

Receive priority service, exclusive perks and benefits from Chase, plus investing strategies and insights from J.P. Morgan Wealth Management.

No ATM fees worldwide1, plus no Chase fee2 on incoming or outgoing wire transfers.

Once you open an account, schedule a meeting with your banker to help you get started, open additional accounts, and move funds over to Chase.

1 There is no Chase fee at non-Chase ATMs. Chase will refund ATM fees charged by the ATM owner/network. This benefit will begin the next business day after opening the account. Some ATM owners/networks do not identify these fees in the information they send to us and, as a result, we may not automatically refund the fee. If for any reason the refund is not processed, please contact us. There is no Foreign Exchange Rate Adjustment Fee when conducting transactions in a foreign currency. If you choose to convert an international transaction to U.S. dollars at either an ATM or on a purchase, foreign currency commissions and fees included in the exchange rate charged by third parties are excluded from Chase reimbursements.

2 For wire transfers, the "No Chase Fee" benefit applies to the Wire Transfer Fees section listed on the Fee Schedule of the Additional Banking Services and Fees, which can be found at chase.com/disclosures. Financial institutions may deduct processing fees and/or charges from the amount of the incoming or outgoing wire transfers. Any deductions taken by us, and our affiliates, may include processing fees charged by Chase.

There is a $35 Monthly Service Fee for Chase Private Client Checking OR $0 when you have at least one of the following each statement period: an average beginning day balance of $150,000 or more in any combination of this account and linked qualifying depositsa/investmentsb OR, a linked Chase Platinum Business CheckingSM account.

a Qualifying personal deposits include up to nine Chase Private Client Checking accounts, Chase High School CheckingSM accounts, Chase First CheckingSM accounts, personal Chase savings accounts (excluding Chase Premier SavingsSM), CDs, certain Chase Retirement CDs, or certain Chase Retirement Money Market accounts.

b Qualifying personal investments include balances in investment and annuity products offered through JPMorgan Chase & Co. and its affiliates and agencies. For most products, we use daily balances to calculate the average beginning day balance for such investment and annuity products. Some third party providers report balances on a weekly, not daily, basis and we will use the most current balance reported. Balances in 529 plans, donor-advised funds, and certain retirement plan investment accounts do not qualify. Investment products and related services are only available in English.

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Chase's website and/or mobile terms, privacy and security policies don't apply to the site or app you're about to visit. Please review its terms, privacy and security policies to see how they apply to you. Chase isn’t responsible for (and doesn't provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the Chase name.

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All accounts subject to approval. Restrictions and limitations apply.

Other miscellaneous fees apply. See Additional Banking Services & Fees (PDF) for more information.

Same page link returns to footnote reference 1Chase Online Bill Pay: Must enroll in Chase OnlineSM Banking and activate Online Bill Pay. Certain restrictions and other limitations may apply.

Same page link returns to footnote reference 2Zelle®: Enrollment in Zelle® is required. Both parties need a U.S. bank account; only one needs an eligible Chase account. Funds are typically made available in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle® (go to https://register.zellepay.com to view participating banks). Select transactions could take up to 3 business days. Enroll on the Chase Mobile app or Chase Online. Limitations may apply. Message and data rates may apply.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Same page link returns to footnote reference 3With Chase Overdraft AssistSM, we won't charge an Insufficient Funds Fee if you're overdrawn by $50 or less at the end of the business day OR if you're overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts.

Same page link returns to footnote reference 4We will decline or return transactions when you do not have enough money in your account to cover the charge. However, you could still end up with a negative balance if, for example, a transaction is approved for one amount, but then the actual charge is more than what you have in your account (like when you add a tip at a restaurant after the transaction for the meal was already approved). Even if you have a negative balance, we will not charge you an overdraft fee.

Same page link returns to footnote reference 5For Chase Secure CheckingSM only: Early direct deposit is a service that comes with your Chase Secure Checking account in which we credit your eligible direct deposit transaction up to two business days early. You must set up direct deposit to your account. The timing of when these transactions will be credited is based on when the payer submits the information to us. This means when these transactions are credited could vary and you may not receive your funds early. Eligible transactions are certain ACH credit transactions such as payroll, government benefits or similar transactions.

Same page link returns to footnote reference 6Fees from the ATM owner/network still apply. A Foreign Exchange Rate Adjustment Fee from Chase may apply for ATM withdrawals in a currency other than U.S. dollars.

Same page link returns to footnote reference 7Account must be linked to the checking account for No Monthly Service Fee.

Same page link returns to footnote reference 8When ordered through Chase. Fees may apply for certain other supplies and expedited shipping options.

Checking Text Message Program: Message and data rates may apply. For Help call 1-800-935-9935. Reply STOP to 40107 to no longer receive Chase Checking text messages until you provide your consent again. Mobile carriers not liable for delayed or undelivered messages.

Products and services described as well as associated fees, charges, interest rates and balance requirements may differ among different geographic locations. Not all products and services are offered at all locations.

JPMorgan Chase Bank, N.A. Member FDIC. Equal Opportunity Lender.

All accounts subject to approval. Restrictions and limitations apply.

Other miscellaneous fees apply. See Additional Banking Services & Fees (PDF) for more information.

Same page link returns to footnote reference 1For parents/guardians interested in teaching their child how to manage money using a debit card with the child's name on it. The parent/guardian is the owner of this account and must have an online profile and one of these other checking accounts at account opening: a Chase Secure CheckingSM, Chase Total Checking®, Chase Premier Plus CheckingSM, Chase SapphireSM Checking or a Chase Private Client CheckingSM account. Benefits offered to these checking accounts do not apply to Chase First Checking accounts. Only the parent/guardian who opened the account can fund, view or manage this account. You can open a Chase First Checking account for your child who is 6-17 years old.

Same page link returns to footnote reference 2For students 13 to 17 years old at account opening with their parent/guardian as a co-owner and the account must be linked to the parent/guardian’s personal checking account. Linked accounts exclude Chase High School CheckingSM, Chase College CheckingSM, Chase Secure CheckingSM and Chase First CheckingSM.

Same page link returns to footnote reference 3For college students 17 to 24 years old at account opening with proof of student status.

Same page link returns to footnote reference 4Account Alerts: There is no charge from Chase, but message and data rates may apply. Delivery of alerts may be delayed for various reasons, including service outages affecting your phone, wireless or internet provider; technology failures; and system capacity limitations. Any time you review your balance, keep in mind it may not reflect all transactions including recent debit card transactions or checks you have written.

Same page link returns to footnote reference 5Chase Online Bill Pay: Must enroll in Chase OnlineSM Banking and activate Online Bill Pay. Certain restrictions and other limitations may apply.

Same page link returns to footnote reference 6Chase OnlineSM Banking services unavailable with Chase First Banking: Cash or check deposits, Zelle®, Chase QuickDepositSM, direct deposit, Chase overdraft services, check writing, wire transfers (incoming or outgoing) and ACH transactions (deposits and withdrawals). We also may prohibit certain transaction types. This includes, but is not limited to, purchasing official checks and other monetary instruments, withdrawing cash from a banker at a branch or merchants, paying for rentals (e.g., cars, equipment, furniture) and funding gambling-related activities. Certain restrictions and other limitations may apply.

Same page link returns to footnote reference 7Zelle®: Enrollment in Zelle® is required. Both parties need a U.S. bank account; only one needs an eligible Chase account. Funds are typically made available in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle® (go to https://register.zellepay.com to view participating banks). Select transactions could take up to 3 business days. Enroll on the Chase Mobile app or Chase Online. Limitations may apply. Message and data rates may apply.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Same page link returns to footnote reference 8Chase Mobile® app is available for select mobile devices. Enroll in Chase OnlineSM or on the Chase Mobile app. Chase QuickDepositSM is subject to deposit limits and funds are typically available by next business day. Deposit limits may change at any time. Other restrictions apply. See chase.com/QuickDeposit or the Chase Mobile app for eligible mobile devices, limitations, terms, conditions and details. Message and data rates may apply.

Same page link returns to footnote reference 9Account must be linked to the checking account for No Monthly Service Fee.

Same page link returns to footnote reference 10With Chase Overdraft AssistSM, we won't charge an Insufficient Funds Fee if you're overdrawn by $50 or less at the end of the business day OR if you're overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts.

Checking Text Message Program: Message and data rates may apply. For Help call 1-800-935-9935. Reply STOP to 40107 to no longer receive Chase Checking text messages until you provide your consent again. Mobile carriers not liable for delayed or undelivered messages.

Products and services described as well as associated fees, charges, interest rates and balance requirements may differ among different geographic locations. Not all products and services are offered at all locations.

JPMorgan Chase Bank, N.A. Member FDIC. Equal Opportunity Lender.

All accounts subject to approval. Restrictions and limitations apply.

Other miscellaneous fees apply. See Additional Banking Services & Fees (PDF) for more information.

Same page link returns to footnote reference 1Chase Online Bill Pay: Must enroll in Chase OnlineSM Banking and activate Online Bill Pay. Certain restrictions and other limitations may apply.

Same page link returns to footnote reference 2There is no Chase fee at non-Chase ATMs. Chase will refund ATM fees charged by the ATM owner/network. This benefit will begin the next business day after opening the account. Some ATM owners/networks do not identify these fees in the information they send to us and, as a result, we may not automatically refund the fee. If for any reason the refund is not processed, please contact us. There is no Foreign Exchange Rate Adjustment Fee when conducting transactions in a foreign currency. If you choose to convert an international transaction to U.S. dollars at either an ATM or on a purchase, foreign currency commissions and fees included in the exchange rate charged by third parties are excluded from Chase reimbursements.

Same page link returns to footnote reference 3When ordered through Chase. Fees may apply for certain other supplies and expedited shipping options.

Same page link returns to footnote reference 4This benefit will begin the next business day after opening the account.

Same page link returns to footnote reference 5For wire transfers, the "No Chase Fee" benefit applies to the Wire Transfer Fees section listed on the Fee Schedule of the Additional Banking Services and Fees, which can be found at chase.com/disclosures. Financial institutions may deduct processing fees and/or charges from the amount of the incoming or outgoing wire transfers. Any deductions taken by us, and our affiliates, may include processing fees charged by Chase.

Same page link returns to footnote reference 6No Insufficient Funds Fees when item(s) are presented against an account with insufficient funds on the first four business days during the current and prior 12 statement periods. On a business day when we returned item(s), this counts toward the four business days when an Insufficient Funds Fee will not be charged.

Same page link returns to footnote reference 7Chase Mobile® app is available for select mobile devices. Enroll in Chase OnlineSM or on the Chase Mobile app. Deposits made through the Chase Mobile app are subject to deposit limits and funds are typically available by next business day. Deposit limits may change at any time. Other restrictions apply. See chase.com/QuickDeposit or the Chase Mobile app for eligible mobile devices, limitations, terms, conditions and details. Enrollment in Zelle® is required. Both parties need a U.S. bank account; only one needs an eligible Chase account. Funds are typically made available in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle® (go to https://register.zellepay.com to view participating banks). Select transactions could take up to 3 business days. Enroll on the Chase Mobile app or Chase Online. Limitations may apply. Message and data rates may apply.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Same page link returns to footnote reference 8Existing balance requirements: Under the Relationship Pricing Program, participating customers who have at least $500,000 in existing eligible Chase and J.P. Morgan deposit accounts and/or J.P. Morgan Wealth Management accounts can save 0.125% off the standard rate. Participating customers with over $1 million can save 0.25%.

New money requirements: Additional rate discounts are available under the Relationship Pricing Program, based on the new deposit and/or investment assets transferred to Chase and/or J.P. Morgan Wealth Management respectively; and the mortgage loan amount. Rate discount is limited to one mortgage loan per customer. The maximum rate discount for all programs combined (including employee mortgage rate discounts) is 0.50%. Chase employees are only eligible for the new deposit and/or investment assets rate discount. Any existing funds or new deposit and/or investment funds that exit your accounts prior to closing will be deducted from your eligible transfer amount (you will not be penalized for changes in market value). If your loan amount changes prior to closing, the rate discount will be adjusted accordingly.

Account Eligibility: Qualifying personal banking and/or investment balances will be used in determining the appropriate mortgage rate discount. However, business, deferred compensation, student, custodial, 529b college savings, donor-advised funds, select retirement accounts and non-vested RSU accounts do not qualify.

*Chase reserves the right to amend, terminate or withdraw the rate discount at any time without prior notice.

Same page link returns to footnote reference 9AUTO PURCHASE: As a Chase Private Client, you receive a rate discount of 0.25% off standard auto loan rates through Chase Auto, available for chase.com applications only. Not available for applications submitted to a dealer. Rate discounts are subject to change at any time. To finance a new or used car with Chase Auto you must purchase your car from a dealer in the Chase network. All applications are subject to credit approval by JPMorgan Chase Bank, N.A. ("Chase"). The dealer will be the original creditor and assign the financing to Chase. Additional terms and conditions apply, such as vehicle make, age and mileage.

Checking Text Message Program: Message and data rates may apply. For Help call 1-800-935-9935. Reply STOP to 40107 to no longer receive Chase Checking text messages until you provide your consent again. Mobile carriers not liable for delayed or undelivered messages.

"Chase Private Client" is the brand name for a banking and investment offering, requiring a Chase Private Client Checking account.

Bank deposit accounts, such as checking and savings, may be subject to approval. Deposit and home lending products offered by JPMorgan Chase Bank, N.A. Member FDIC.

J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment advisor, member FINRA and SIPC. Annuities are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. (JPMCB). JPMS, CIA and JPMCB are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states.

INVESTMENT AND INSURANCE PRODUCTS ARE: • NOT FDIC INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, JPMORGAN CHASE BANK, N.A. OR ANY OF ITS AFFILIATES • SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED

Products and services described as well as associated fees, charges, interest rates and balance requirements may differ among different geographic locations. Not all products and services are offered at all locations.

Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC. Equal Opportunity Lender.

All home lending products are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply.

For Home Lending products, the employee rate discount cannot be combined with any other rate discounts except Relationship Pricing. Offers to employees are subject to change at any time without prior notice. This offer is only available to U.S. citizens and legal residents within the United States of America.

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