Compare Chase checking accounts designed for parents to help teach their kids good money habits and select the one that best fits your family’s needs

Chase First
Banking^SM Opens in same window^{Same page link to footnote reference 1}

Parent-owned account for children ages 6-17 years.

Requires eligible account to open. Account subject to approval.

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Chase High School
Checking^SM Opens in same window^{Same page link to footnote reference 2}

Parent co-owned account for students 13-17 years old

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Monthly Service Fee

Debit Card

Zero Liability Protection^®^{Same page link to footnote reference 3}

Fraud Monitoring

No fees at more than 15,000 Chase ATMs

Access to more than 4,700 branches

Account Alerts^{Same page link to footnote reference 4}

Zelle^®^{Same page link to footnote reference 5}

Direct Deposit

Chase QuickDeposit^{Same page link to footnote reference 6}

Personal Check Writing

Chase Online^SM Banking, Online Bill Pay^SM^{Same page link to footnote reference 7} and Chase Mobile Banking

Limited services available^{Same page link to footnote reference 8}

Spending Controls

Savings Goals

Allowance Controls

One-time chores

Recurring allowances

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Two women sitting in a living room, going over notes and smiling towards one another

Explore more about student banking

Chase College Checking^SM

Do you have a college student aged 17-24? They may qualify for $0 monthly service fee (up to 5 years)

Learn more

Get set for every step

The student resource center is designed to help you and your child along the financial journey

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^{Same page link returns to footnote reference 1} For parents/guardians interested in teaching their child how to manage money using a debit card with the child's name on it. The parent/guardian is the owner of this account and must have an online profile and one of these other checking accounts at account opening: a Chase Secure Checking^SM, Chase Total Checking^®, Chase Premier Plus Checking^SM, Chase Sapphire^SM Checking or a Chase Private Client Checking^SM account. Benefits offered to these checking accounts do not apply to Chase First Checking accounts. Only the parent/guardian who opened the account can fund, view or manage this account. You can open a Chase First Checking account for your child who is 6–17 years old. Once the child has reached the age of 18, Chase may recommend they open their own account.

^{Same page link returns to footnote reference 2} For students 13 to 17 years old at account opening with their parent/guardian as a co-owner and the account must be linked to the parent/guardian’s personal checking account. Linked accounts exclude Chase High School Checking, Chase College Checking, Chase Secure Checking^SM and Chase First Checking^SM. When the student turns 19, the Chase High School Checking account will become a Chase Total Checking^® account.

^{Same page link returns to footnote reference 3} Special Provisions for Card Transactions (Zero Liability Protection): Chase will reimburse unauthorized debit card transactions when reported promptly. Certain limitations apply. See Deposit Account Agreement for details.

^{Same page link returns to footnote reference 4} Account Alerts: There is no charge from Chase, but message and data rates may apply. Delivery of alerts may be delayed for various reasons, including service outages affecting your phone, wireless or internet provider; technology failures; and system capacity limitations. Any time you review your balance, keep in mind it may not reflect all transactions including recent debit card transactions.

^{Same page link returns to footnote reference 5} Zelle^®: Enrollment in Zelle^® is required. Both parties need a U.S. bank account; only one needs an eligible Chase account. Funds are typically made available in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle^® (go to https://register.zellepay.com to view participating banks). Select transactions could take up to 3 business days. Enroll on the Chase Mobile app or Chase Online. Limitations may apply. Message and data rates may apply.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

^{Same page link returns to footnote reference 6} Chase QuickDeposit^SM is subject to deposit limits and funds are typically available by next business day. Deposit limits may change at any time. Other restrictions apply. See Chase.com/QuickDeposit or the Chase Mobile^® app for limitations, terms, conditions and details. Chase Mobile^® app is available for select mobile devices. Chase QuickDeposit is compatible with iPhone and iPad devices with iOS 11.0 and above. For Android devices, we recommend a 4-megapixel rear-facing camera with auto focus for the best performance. Enroll on the Chase Mobile^® app. Message and data rates may apply.

^{Same page link returns to footnote reference 7} Chase Online Bill Pay: Must enroll in Chase Online^SM Banking and activate Online Bill Pay. Certain restrictions and limitations may apply.

^{Same page link returns to footnote reference 8} Chase Online^SM Banking services unavailable with Chase First Banking: Cash or check deposits, Zelle^®, Chase QuickDeposit^SM, direct deposit, Chase overdraft services, check writing, wire transfers (incoming or outgoing) and ACH transactions (deposits and withdrawals). We also may prohibit certain transaction types. This includes, but is not limited to, purchasing official checks and other monetary instruments, withdrawing cash from a banker at a branch or merchants, paying for rentals (e.g., cars, equipment, furniture) and funding gambling-related activities. Certain restrictions and other limitations may apply.