Chase First BankingSM
A debit card for kids
- $0 Monthly Service FeeSame page link to footnote reference1
- No Monthly Service FeeSame page link to footnote reference1
- Designed for kids ages 6-12, available for ages 6-17
- Banking account owned by parent/guardian
- A banking account for your child, owned by you
- For existing Chase checking customers
- Exclusively for Chase checking customers
Not a Chase checking customer? Explore Accounts Opens in a new window
Account subject to approval

Simple from the start Unlock their world with a debit card of their own
Start your child off with their first debit card with a $0 Monthly Service Fee!Same page link to footnote reference1 Manage both your personal accounts and Chase First Banking accounts in one spot with the Chase Mobile® app.Same page link to footnote reference2 Their card, your guidance. With Chase First Banking, your kids will be on the path to learning financial responsibility.

Skills for the future Stay in the know with limits and alerts
Help your child build good money habits through hands-on learning. Set limits on where and how much they can spend or withdraw from ATMs. Plus, Account AlertsSame page link to footnote reference2 help you keep track of their purchases.

Monitor and control Security features for peace of mind
Know where your child spends with alerts.Same page link to footnote reference3 Plus, set limits on where and how much your child can spend in one place. Help your kids grow money confidence with security features like secure sign-in via the Chase Mobile® app.Same page link to footnote reference3
Teach your kids the money foundations of spend, save and earn Power up your kid’s money confidence


Does your teen need an account with direct deposit and the ability to pay friends and family (who bank in the U.S.) with Zelle®?Same page link to footnote reference4
Consider a Chase High School CheckingSM account.
Ready to get your kids started with their first debit card?
Chase First Banking has a $0 Monthly Service Fee. You'll first need to have a qualifying Chase checking account before you can add a Chase First Banking account. Designed with kids ages 6-12 in mind and available for kids ages 6-17.Same page link to footnote reference1
Account subject to approval. See Additional Banking Services and Fees (PDF) opens in a new window for more information.




Have a Chase checking account?
Open a Chase First Banking account for your children
Not a Chase checking customer?
Choose the checking account that’s right for you
Got questions? We’ve got answers.
Chase First Banking is a banking account for kids opened by parents that helps families digitally manage spending and provides opportunities for kids to learn and practice the basics of personal finance by using a debit card in their name. It can be accessed virtually anywhere with the Chase Mobile® appSame page link to footnote reference3 or on chase.com.
Chase First Banking accounts come with a number of unique features for both parents and kids.
Parents can:
- Choose where and how much their child can spend in stores and online
- Create kids’ allowances
- Assign chores
- Receive activity-related account alertsSame page link to footnote reference2
And kids can:
- Use their debit card to make purchases at stores and online
- Track their balances and transactions with the Chase Mobile® app
- Create savings goals
- Withdraw money from ATMs using their Chase First Banking debit card (at participating non-Chase ATMs, fees from Chase and the ATM owner still apply)
- Learn how to manage their money in real-world scenarios
Chase First Banking is available for kids ages 6-17 and designed with kids ages 6-12 in mind.
No, Chase First Banking does not have a direct deposit option. Chase High School Checking, an account for teens ages 13-17 that includes direct deposit and check writing, may be a better option. To learn more, visit Chase High School CheckingSM Opens in a new window.
You need to be a Chase checking customer to open a Chase First Banking account. Chase First Banking accounts must be linked to a qualifying Chase checking account.
Qualifying accounts include: Chase Secure CheckingSM Opens in a new window, Chase Total Checking® Opens in a new window, Chase Premier Plus CheckingSM Opens in a new window, Chase SapphireSM Checking Opens in a new window, or Chase Private Client Checking Opens in a new window. Benefits offered to these checking accounts do not apply to Chase First Banking accounts.
Anyone can open an account online or schedule a meeting Opens in a new window at a Chase branch. If you are a current Chase customer, you can also use your Chase Mobile app to open an account today. Need help deciding? Compare our checking account options here Opens in a new window.
No, Chase First Banking does not support peer-to-peer transactions like those using Zelle®, Venmo®, PayPal® or Cash AppTM. Additionally, the account’s debit card cannot be added to fund these types of transactions.
Still have questions? See a full list of FAQs here Opens in a new window