Chase First Banking^SM

A debit card for kids

$0 Monthly Service Fee^{Same page link to footnote reference1}
Designed for kids ages 6-12, available for ages 6-17
Banking account owned by parent/guardian
For existing Chase checking customers

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Account subject to approval

Simple from the start

Start your child off with their first debit card with a $0 Monthly Service Fee!^{Same page link to footnote reference1} Manage both your personal accounts and Chase First Banking accounts in one spot with the Chase Mobile^® app.^{Same page link to footnote reference2}

Skills for the future

Help your child build good money habits through hands-on learning.

Monitor and control

Know where your child spends with alerts.^{Same page link to footnote reference3} Plus, set limits on where and how much your child can spend in one place.

Teach your kids the money foundations of spend, save and earn

Manage where and how much your child can spend.

Set limits on where and how much your child can spend, like $10 at restaurants or $15 to spend anywhere.
Set up account alerts to help you keep track of their purchases.
Your child can use their own debit card to make purchases at stores and online.
Your child can request money and you can approve or decline the request.
Set limits on how much your child can withdraw at ATMs.
No fees at 15,000 Chase ATMs.

A mother holds a tablet and goes over on-screen information with her daughter, who's holding her Chase First Banking debit card

Help your child start saving and setting their own savings goals in the Chase Mobile app.

Make savings a habit! Talk to your child about their savings goals and track their progress in the Chase Mobile app.
Your child can set goals and transfer money they’ve received or earned at any time.
Easily transfer money to your child’s savings goals.

The Chase Mobile App displayed on a smartphone

Set up recurring allowance and assign one-time chores.

Make allowance easier with recurring transfers – daily, weekly or monthly – to your child in the Chase Mobile app.
Assign recurring chores and pay your child when they’re done in the Chase Mobile app.

A father and his two sons wash the car together

A daughter shows her mother something on her phone's screen

Does your teen need an account with direct deposit and the ability to pay friends and family (who bank in the U.S.) with Zelle^®?^{Same page link to footnote reference4}

Consider a Chase High School Checking^SM account.

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Ready to get your kids started with their first debit card?

Chase First Banking has a $0 Monthly Service Fee. You'll first need to have a qualifying Chase checking account before you can add a Chase First Banking account. Designed with kids ages 6-12 in mind and available for kids ages 6-17.^{Same page link to footnote reference1}

Account subject to approval. See Additional Banking Services and Fees (PDF) opens in a new window for more information.

Open an account >>opens in same window

A father sits with his daughter at her desk, helping her with her work

Have a Chase checking account?

Open a Chase First Banking account for your children

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Not a Chase checking customer?

Choose the checking account that’s right for you

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^{Same page link returns to footnote reference 1} For parents/guardians interested in teaching their child how to manage money using a debit card with the child's name on it. The parent/guardian is the owner of this account and must have an online profile and one of these other checking accounts at account opening: a Chase Secure Checking^SM, Chase Total Checking^®, Chase Premier Plus Checking^SM, Chase Sapphire^SM Checking, or a Chase Private Client Checking^SM account. Benefits offered to these checking accounts do not apply to Chase First Checking accounts. To promote parental controls and guardrails, only the parent/guardian who opened the account can fund or manage it. You can open a Chase First Checking account for your child who is 6 -17 years old. Once the child has reached the age of 18, Chase may recommend they open their own account.

^{Same page link returns to footnote reference 2} Chase Mobile^® app is available for select mobile devices. Message and data rates may apply.

^{Same page link returns to footnote reference 3} Account Alerts: There's no charge from Chase, but message and data rates may apply. Delivery of alerts may be delayed for various reasons, including service outages affecting your phone, wireless or internet provider; technology failures; and system capacity limitations. Any time you review your balance, keep in mind it may not reflect all transactions including recent debit card transactions.

^{Same page link returns to footnote reference 4} Enrollment in Zelle^® with a U.S. checking or savings account is required to use the service. Chase customers must use an eligible Chase consumer or business checking account, which may have its own account fees. Consult your account agreement. To send money to or receive money from a small business, both parties must be enrolled with Zelle^® directly through their financial institution's online or mobile app experience. Funds are typically made available in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle^® (go to enroll.zellepay.com to view participating banks). Select transactions could take up to 3 business days. Enroll on the Chase Mobile^® app or Chase Online^SM. Limitations may apply. Message and data rates may apply.

Only send money to people and businesses you trust. Neither Chase nor Zelle^® offers a protection program for any authorized payments made with Zelle^®, or provide coverage for non-received, damaged, or not-as-described goods and services you purchase using Zelle^®, so you might not be able to get your money back once you send it.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

Chase First BankingSM